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1313 Raby Ave, Shelbyville, TN, 37160

3beds
1baths
1,296sqft
$289,000
$223price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

**ALL-BRICK HOME ON 1 ACRE + $5,000 GARAGE ALLOWANCE!** This 3 bedroom, 1 bath home offers hardwood floors, a large kitchen, dining room, and plenty of room inside and out. **The advertised living square footage excludes approximately 350 sq. ft. of currently finished space that was originally the one-car garage.** Seller is offering a **$5,000 allowance at closing toward converting this space back to a garage.** Enjoy a partially fenced backyard, storage building, mature trees, and a private balcony off the primary bedroom. A solid brick home on a full acre with garage potential and room to make it your own! (Actual living square footage is currently 1646.)

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
4/10
Harris Middle SchoolGrades 6-83.0 mi
3/10
Central High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Area: 99
  • Dimensions: 11x9

Features

  • Air Filter
  • Flooring: Wood,Laminate,Vinyl
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Area: 154
  • Dimensions: 14x11

Living Room

  • Area: 209
  • Dimensions: 19x11

Other

  • Features: Workshop
  • Level: Workshop
  • Area: 66
  • Dimensions: 11x6

Recreation Room

  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 099A C 00600 000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Fencing: Back Yard

Lot

  • Lot size: 1.12 Acres
  • Lot size dimensions: 95 x 394 IRR

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $164$1,968
Property Taxes $130$1,560
Electricity $175$2,103
Total$1,930$23,160

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$178
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$275,000
2026-08-09Listing removed$289,000
2026-07-29Price change$289,000
2026-07-09Price change$295,000
2026-06-11Listed for sale$300,000
2022-03-04Sold$215,000
2022-02-01Contingent$209,900
2022-01-10Listed for sale$209,900
2021-12-21Sold$160,000

For Sale by Agent

AgentKristin Pendergraft
BrokerageRE/MAX Encore

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