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196 Cold Springs Trce, Townsend, TN, 37882

2beds
4baths
2,620sqft
$849,900
$324price/sqft
$5,940/moest. monthly cost
$237,600/yrincome needed

About This Home

Located in the Laurel Valley gated community in Townsend, this beautiful high-end luxury home offers two bedrooms. The main floor offers the master suite with spacious bathroom and walk-in closets. A gourmet kitchen with pantry, which opens to a great room with bar, dining area, and living room, all centered around the floor to ceiling stone fireplace. There are two parking areas, one on the main level that accesses the mudroom, with utility wink, washer and dryer, that enters the kitchen. The second paved driveway enters a large garage in the basement level, which also offers a den/home office, bonus room and bathroom, as well as a large workshop area. Upstairs you will find a loft, bedroom, and third bathroom. Other features include Hardie siding, granite counter tops, covered deck, screened porch, and grilling porch. Investors seeking a luxury mountain home as a short-term-rental will be pleased to find this gem. Those seeking a private residence with space for the whole family will be pleasantly surprised with the space and beautiful appointments that make this home a wonderful mountain retreat. Located only 30 minutes from Pigeon Forge, 50 minutes from Gatlinburg and Knoxville, minutes from the Great Smoky Mountains National Park, and the beautiful Cades Cove, a hiker's paradise. Also, there are many activities in the area to keep the family busy such as, biking, and walking trails, horseback riding, rafting, fishing, and so much more. Call for your personal showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Heritage Middle SchoolGrades 6-87.6 mi
7/10
Heritage High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,620 sqft

Property

Details

  • Parcel number: 106C G 02100 000
  • Attached to another structure: Yes

Features

  • Exterior features: Prof Landscaped
  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac,Near Golf Course,Corner Lot,Irregular Lot,Rolling Slope
  • Lot size dimensions: 219.62 x 62 x 172.39

Parking

  • Total spaces: 1
  • Parking features: Off Street,Garage Door Opener,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance $320$3,840
Property Taxes $1,111$13,332
Electricity $212$2,554
Total$5,940$71,280

Income You'd Need if You Spent...

35% on housing$203,657/yr
40% on housing$178,200/yr
45% on housing$158,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 37882$279
Blount County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 37882$353
Blount County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$849,900
2021-09-30Sold$650,000
2021-09-01Pending sale$599,900
2020-08-28Listing removed$465,000
2020-06-26Listed for sale$465,000
2017-12-07Sold$58,000
2017-08-31Listing removed$36,000
2017-06-26Listed for sale$36,000

For Sale by Agent

AgentDonna Phillips
BrokerageParkside Realty Services

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