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115 Cherry St, Camden, TN, 38320

5beds
1baths
3,644sqft
$79,900
$22price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Step back in time with this spacious 1900-built historic 2-story home full of character and endless potential! Offering 3,644 square feet, this investor special is ready for someone with vision to bring it back to life. The home features updated plumbing and new electrical work downstairs, a remodeled bathroom with tile shower/tub combo and tile flooring, plus some rooms with new flooring already installed. Major updates include a roof and HVAC system that are both only 5 years old. High-speed fiber internet is available, combining modern convenience with historic charm. From the large rooms to the original character throughout, this property has the bones and charm to become something truly special. Whether you’re looking for a renovation project, investment opportunity, or historic home to restore, this property is packed with potential.Selling As is.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Camden Elementary SchoolGrades PK-20.9 mi
5/10
Camden Jr High SchoolGrades 6-81.1 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Gas Range,Dishwasher,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Carpet,Wood,Tile
  • Finished area above ground: 3,644

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,644
  • Total interior livable area: 3,644 sqft

Property

Details

  • Parcel number: 078E E 02900 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 0.74 Acres
  • Lot size dimensions: 138 x 230M IRR

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance $70$840
Property Taxes $153$1,836
Electricity $296$3,552
Total$923$11,076

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 38320$185
Benton County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 38320
Benton County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$120,000
2026-05-08Listed for sale$140,000
2002-06-14Sold$34,500

For Sale by Agent

AgentJanine Leigh Ayer
BrokerageBenchmark Realty, LLC

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