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250 15th St NW, Cleveland, TN, 37311

5beds
3baths
3,564sqft
$712,000
$200price/sqft
$5,106/moest. monthly cost
$204,240/yrincome needed

About This Home

Welcome to the Historic District and this one of a kind historic home built around 1900. The home offers over 3700 square feet of living space plus a large detached garage that will easily hold two cars and a workshop. There is also a small shed that was once the original carriage house. The entryway chandlier is custom made using glass prisms from a friend of the original owners. The hearths in the entryway and living room fireplaces are made of Italian marble. Rosettes on the trim in the front rooms are hand carved. The owners have done an excellent job of keeping the remodeling and additions as close to original as possible. The home is blessed with large amounts of storage and two linen closets. The hardwood floors are in excellent shape and so are the original floors. The clawfoot tub in the upstairs hall bathroom is original. The yard is beautiful and large for property in the city. Lots of room outside and a beautiful brick patio to sit on. Don't let this home get away, If the historic distric in downtown Cleveland is calling your name, answer the call at 250 15th Street Cleveland Tn.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
4/10
Cleveland Middle SchoolGrades 6-82.7 mi
7/10
Cleveland High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: See Remarks
  • Roof: Pitched,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Bathroom Mirror(s),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,703

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,564
  • Total interior livable area: 3,564 sqft

Property

Details

  • Parcel number: 049e X 01300 000
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Other
  • Waterbody name: Other

Lot

  • Lot size: 0.48 Acres
  • Features: Level
  • Lot size dimensions: 105 x 197.5 x 105 x 197.5

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,600$43,200
Home Insurance $440$5,280
Property Taxes $777$9,324
Electricity $289$3,474
Total$5,106$61,272

Income You'd Need if You Spent...

35% on housing$175,062/yr
40% on housing$153,180/yr
45% on housing$136,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$148
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$712,000
2026-02-27Listing removed$712,000
2026-02-02Price change$712,000
2025-08-29Listed for sale$719,000
1995-10-24Sold$89,000

For Sale by Agent

AgentErnie Bowman
BrokerageBender Realty

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