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806 Willow St NW, Cleveland, TN, 37311

4beds
3baths
1,800sqft
$359,000
$199price/sqft
$2,604/moest. monthly cost
$104,160/yrincome needed

About This Home

Updated One-Level Living in a Prime Location! Discover the ease of one-level living in this beautifully updated 4-bedroom, 3-bath home! Featuring hardwood and luxury vinyl flooring throughout, this move-in ready home offers a stylishly updated kitchen and renovated bathrooms. Two of the spacious bedrooms feature private ensuite bathrooms, providing the perfect setup for a primary suite and guest accommodations or multi-generational living. Outside, enjoy a fenced backyard, a detached single-car garage, and a location that's close to shopping, dining, schools, and everyday conveniences. This home combines space, comfort, and an unbeatable location--don't miss your opportunity to make it yours!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-82.5 mi
7/10
Cleveland High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 049f H 02300 000
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Other

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 54 x 146 x 54 x 146

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance $222$2,664
Property Taxes $392$4,704
Electricity $175$2,103
Total$2,604$31,248

Income You'd Need if You Spent...

35% on housing$89,280/yr
40% on housing$78,120/yr
45% on housing$69,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$149
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$350,000
2026-07-31Listed for sale$359,000
2026-06-10Sold$265,680
2019-03-08Sold$135,500
2019-02-11Listed for sale$139,900
2018-12-21Pending sale$139,900
2018-12-07Listed for sale$139,900
2015-02-03Sold$109,900
2014-09-26Price change$109,900
2014-09-23Price change$109,000
2014-08-19Price change$116,900
2014-07-01Price change$118,000
2014-06-28Price change$118,900
2014-05-05Listed for sale$119,900
2007-09-18Sold$109,000
2001-08-21Sold$75,000

For Sale by Agent

AgentTammy Johnson
BrokerageColdwell Banker Kinard Realty

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