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853 N Ocoee St, Cleveland, TN, 37311

5beds
3baths
4,192.5sqft
$890,000
$212price/sqft
$6,362/moest. monthly cost
$254,480/yrincome needed

About This Home

Want to be part of the rich HISTORIC DISTRICT of downtown Cleveland? This home is directly across Lee University Campus with the view of the beautiful Chapel from your FRONT PORCH. Step onto the FRONT PORCH of this historic home. Enter the impressive FOYER showcasing the beautifully stained trimmed staircase. The large LIVING ROOM has a wall of windows that looks out onto the wonderful front yard. Just off the LIVING ROOM is a spacious DINING ROOM that leads to the beautifully appointed KITCHEN with custom cabinetry, granite countertops; gas cooktop; wall oven/microwave. Just off the KITCHEN is the warm and inviting SITTING AREA and BREAKFAST NOOK. On this level is a main level BEDROOM, with its own BATH with custom tiled shower. Upstairs you'll find the PRIMARY SUITE, additional BEDROOM, and a large BATH with custom tiled shower and claw foot tub. Downstairs in the finished BASEMENT, you'll find a LARGE DEN; two additional BEDROOMS and BATH with custom tiled shower. There's a separate entrance for the BASEMENT giving rental space for students. The detached two car GARAGE has its very own ADU (Accessible Dwelling Unit) offering a LIVING ROOM, KITCHEN, TWO BEDROOMS and FULL BATH. This home offers so many wonderful features and space for its owners and the opportunity for additional rental space for students. All of this space and just steps to the South's most beautiful campus. Schedule your personal tour today!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
4/10
Cleveland Middle SchoolGrades 6-82.9 mi
7/10
Cleveland High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Free-Standing Refrigerator,Microwave,Oven,Wall Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Fireplace: Yes
  • Finished area below ground: 1,595
  • Finished area above ground: 2,597

Interior Area

  • Total structure area: 4,192
  • Total interior livable area: 4,192 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 049l R 01100 000

Features

  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 67 x 190 x 66 x 200

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance $550$6,600
Property Taxes $972$11,664
Electricity $340$4,087
Total$6,362$76,344

Income You'd Need if You Spent...

35% on housing$218,125/yr
40% on housing$190,860/yr
45% on housing$169,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$148
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$890,000
2024-06-03Listing removed--
2024-04-13Price change$779,900
2024-04-02Listed for sale$789,000
2023-09-01Listing removed--
2023-07-21Price change$789,000
2023-07-11Listed for sale$799,900
2013-05-31Sold$313,665
2013-03-19Sold$471,433
2013-03-19Listed for sale$469,900
2006-05-31Sold$300,000

For Sale by Agent

AgentBecky Lockwood
BrokerageLegacy Real Estate & Development/Residential, LLC

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