740 Railroad St NE, Cleveland, TN, 37311
About This Home
Attention Investors & Savvy Buyers! This 2-bed, 1-bath cottage near Lee University is packed with major 2022 upgrades, offering incredible value and peace of mind. Major 2022 updates include a roof that was torn down to the rafters and fully replaced, a brand new HVAC system, and plumbing updated all the way to the road. The interior features a remodeled bathroom, a newer water heater, and a newer stainless refrigerator. At approximately 984 sq. ft., the home offers a spacious living area along with a versatile bonus room that would be perfect for an office or guest space. Outside, enjoy a level, fenced backyard and convenient off-street parking, all just minutes from the heart of Cleveland. With a little TLC, this is a great opportunity to build quick equity. Being sold As-Is. Don't miss out!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Gas Water Heater,Refrigerator,Water Heater
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Laminate Counters
- Window features: Blinds,Wood Frames
- Flooring: Carpet,Vinyl
- Finished area above ground: 984
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 984
- Total interior livable area: 984 sqft
Property
Details
- Parcel number: 049m L 025.00
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 6,969 sqft
- Features: Level
- Lot size dimensions: 52 x 132 x 52 x 130
Parking
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance | $86 | $1,032 |
| Property Taxes | $152 | $1,824 |
| Electricity | $175 | $2,103 |
| Total | $1,120 | $13,440 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Pending sale | $139,900 |
| 2026-03-19 | Listed for sale | $139,900 |
| 2022-08-16 | Sold | $104,100 |
| 2022-08-04 | Contingent | $110,000 |
| 2022-07-25 | Price change | $110,000 |
| 2022-07-12 | Listed for sale | $115,000 |
| 2022-04-22 | Sold | $65,000 |
| 2022-04-07 | Pending sale | $70,000 |
| 2022-04-04 | Price change | $70,000 |
| 2022-03-24 | Listed for sale | $75,000 |
| 2022-02-17 | Sold | $47,500 |
| 2012-06-28 | Sold | $20,000 |
| 2012-03-22 | Listing removed | $49,900 |
| 2011-09-23 | Listed for sale | $49,900 |
| 2010-08-03 | Listing removed | $59,000 |
| 2010-01-16 | Listed for sale | $59,000 |
| 2008-06-27 | Sold | $48,000 |
| 2007-12-13 | Sold | $19,000 |
| 1996-11-27 | Sold | $17,500 |
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