675 Church St SE, Cleveland, TN, 37311
About This Home
Charming 2BR/1BA home on Church St SE in Cleveland, TN. Built in 1910 with ~970 sq ft on a 6,534 sq ft lot, featuring historic character and practical updates. High ceilings and a bright, open layout create an inviting feel. Includes eat-in kitchen, laundry room, and a tall attic with potential for loft, studio, or additional space. Exterior features a covered front porch, rear deck, fenced yard, carport, and large detached workshop. Central heat & air, natural gas, and high-speed internet available. Convenient location near downtown, Lee University, the Woolen Mill, and a nearby wedding venue. Home is temporarily occupied till July 10th 2026.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Concrete,Frame,Other,Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),High Ceilings,High Speed Internet,Open Floorplan,Pantry,Primary Downstairs,Tub/shower Combo
- Finished area above ground: 950
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 057c N 02100 000
Features
- Exterior features: Barbecue,Private Yard,Storage
- Has view: Yes
Lot
- Lot size: 6,534 sqft
- Features: Back Yard,City Lot,Front Yard,Level,Near Public Transit
- Lot size dimensions: 60 x 104 x 61 x 104
Parking
- Total spaces: 1
- Parking features: Asphalt
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Earthquake
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance | $123 | $1,476 |
| Property Taxes | $217 | $2,604 |
| Electricity | $175 | $2,103 |
| Total | $1,521 | $18,252 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $199,000 |
| 2025-11-26 | Listing removed | -- |
| 2025-11-20 | Listed for sale | $200,000 |
| 2024-11-06 | Sold | $184,000 |
| 2024-10-24 | Contingent | $180,000 |
| 2024-10-15 | Price change | $180,000 |
| 2024-10-12 | Listed for sale | $195,000 |
| 2024-09-10 | Contingent | $195,000 |
| 2024-08-29 | Price change | $195,000 |
| 2024-08-22 | Listed for sale | $199,900 |
| 1993-10-26 | Sold | $40,000 |
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