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1234 Church St SE, Cleveland, TN, 37311

1beds
1baths
720sqft
$109,900
$153price/sqft
$917/moest. monthly cost
$36,680/yrincome needed

About This Home

Large fenced in backyard, perfect for entertaining. Discover the potential in this one-bedroom, one-bath home conveniently located in downtown Cleveland, just minutes from Lee University, shopping, dining, and local amenities. With some love and personal touches, this property could make an excellent home or investment opportunity. Property is being sold as-is.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
4/10
Cleveland Middle SchoolGrades 6-83.8 mi
7/10
Cleveland High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Fireplace: Yes
  • Finished area above ground: 720

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 057f J 00702 000

Features

  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 7,048 sqft
  • Lot size dimensions: 47 x 150

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance $68$816
Property Taxes $119$1,428
Electricity $175$2,103
Total$917$11,004

Income You'd Need if You Spent...

35% on housing$31,440/yr
40% on housing$27,510/yr
45% on housing$24,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$152
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$99,900
2026-07-18Listed for sale$109,900
2026-05-06Sold$60,000
1996-08-02Sold$25,000

For Sale by Agent

AgentVictoria Justesen
BrokerageZach Taylor - Chattanooga

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