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1408 Sun St SE, Cleveland, TN, 37323

1beds
2baths
1,026sqft
$259,900
$253price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

All Most New Modern Rancher in SE Cleveland. Only 2 Years Old! Looking for that ''new home'' feel without the wait? This stunning 1-bedroom, 2-bath rancher offers modern living on a large lot with room to breathe. This home perfectly blends comfort and style. Highlights You'll Love: Flexible Space: Includes a versatile bonus room--perfect for a home office, hobby space, or guest quarters. Open Concept: A bright living room flows seamlessly into the kitchen, making it ideal for entertaining. Primary Suite Featuring a huge walk-in closet and private bath. Outdoor Living: Enjoy a large yard with, fenced in rea ready for pets, or weekend BBQs. Don't miss out. .Make this home yours !!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Taylor Elementary SchoolGrades PK-53.5 mi
4/10
4/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedrooms,Walk-In Closet(s),Tray Ceiling(s),Pantry,Open Floorplan,Kitchen Island,High Ceilings,Bathroom Mirror(s),Ceiling Fan(s)
  • Window features: Vinyl Frames
  • Flooring: Vinyl
  • Finished area below ground: 1,026
  • Finished area above ground: 1,026

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Property

Details

  • Parcel number: 066g C 00400 000
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Spa features: None

Lot

  • Lot size: 0.52 Acres
  • Features: Mailbox,Level

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $125$1,500
Property Taxes $352$4,224
Electricity $175$2,103
Total$1,966$23,592

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 37323$151
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37323$184
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$255,900
2026-03-31Listed for sale$259,900
2021-05-24Sold$12,000

For Sale by Agent

AgentToye Sowder
BrokerageEpique Realty

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