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3195 Ladd Springs Rd SE, Old Fort, TN, 37362

5beds
4baths
6,138sqft
$1,400,000
$228price/sqft
$10,427/moest. monthly cost
$417,080/yrincome needed

About This Home

4+/- ACRES | INDOOR POOL WITH POOL HOUSE! Set on 4+/- secluded acres with breathtaking mountain views, this exceptional property offers the perfect blend of luxury, space and versatility. The five-bedroom home welcomes you with a warm living room anchored by a classic stone fireplace, ideal for cozy evenings. A screened porch invites you to relax and take in the serene surroundings and mountain views year round. Designed for both living and entertaining, the home features a fully finished basement with a second kitchen, perfect for guests, extended family, or hosting. An attached pool house creates a true resort experience, complete with indoor pool, hot tub, sauna and full bath, for year round enjoyment! Surrounded by natural beauty and unmatched privacy, this extraordinary estate delivers a rare opportunity to enjoy refined country living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Bradley Central High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Oven,Electric Range,Gas Cooktop,Microwave
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Beamed Ceilings,Ceiling Fan(s),Crown Molding,Granite Counters,High Ceilings,In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Downstairs,Sauna,Walk-In Closet(s),Separate Shower,En Suite
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 2,529
  • Finished area above ground: 3,609

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,138
  • Total interior livable area: 6,138 sqft

Property

Details

  • Parcel number: 089 01702 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Indoor
  • Patio & porch: Deck,Porch - Screened
  • Exterior features: Private Yard
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4.06 Acres
  • Features: Level
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance $930$11,160
Property Taxes $1,920$23,040
Electricity $498$5,984
Total$10,427$125,124

Income You'd Need if You Spent...

35% on housing$357,497/yr
40% on housing$312,810/yr
45% on housing$278,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 37362$303
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37362$253
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,400,000
2026-01-06Listing removed$1,400,000
2025-07-26Listed for sale$1,400,000
2012-07-25Listing removed$398,500
2012-06-23Listed for sale$398,500
2012-02-23Sold$370,000
2011-10-04Listed for sale$398,500
2011-02-27Listing removed$445,900
2010-09-04Price change$445,900
2010-08-20Listed for sale$514,000

For Sale by Agent

AgentJody Gatlin
BrokerageBender Realty

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