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2596 Keith Valley Rd SE, Cleveland, TN, 37323

4beds
2baths
2,020sqft
$340,000
$168price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Quite Country Living in this Great 4 bedroom home- needs a little TLC. Large living room. The home features a Sunroom next to the dining room. Large work in kitchen for entertaining. As you go down the hall you have 4 large bedrooms to choose from. Both bath have linen closets. This home is really a must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Bradley Central High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island
  • Window features: Blinds,Screens
  • Flooring: Luxury Vinyl,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,020

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Property

Details

  • Parcel number: 099 029.00
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 1.15 Acres
  • Features: Cleared
  • Lot size dimensions: 229 x 274 x 265 x 159

Parking

  • Total spaces: 2
  • Parking features: Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance $163$1,956
Property Taxes $495$5,940
Electricity $175$2,103
Total$2,552$30,624

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 37323$150
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37323$184
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$340,000
2025-12-04Listed for sale$360,000
2014-03-12Sold$140,000
2013-12-11Price change$149,900
2013-11-12Listed for sale$159,900
2013-10-01Listing removed$159,900
2013-09-17Price change$159,900
2013-08-14Price change$164,900
2013-03-23Listed for sale$169,900
2001-01-25Sold$110,000

For Sale by Agent

AgentLinda Jones
BrokerageCrye-Leike, REALTORS

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