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781 S Main St, Jellico, TN, 37762

4beds
2baths
2,373sqft
$218,900
$92price/sqft
$1,662/moest. monthly cost
$66,480/yrincome needed

About This Home

If you need plenty of space, but also want a home with charm and historical appeal you will not want to miss this stately Victorian home. This home has been meticulously maintained with much of its original history preserved. It boasts beautifully refinished custom patterned hardwood floors, high ceilings, thick baseboards and doors, original light chandeliers, large foyer area, formal dining room, and refinished original wood staircase. However, the owners were careful to add custom updates to bring the home into the modern era. Updates include completely renovated kitchen with stainless steel appliances, gas range, granite countertops, backsplash, and new LVP flooring. Most of the plumbing has been updated to PEX and PVC, new HVAC was installed in 2022, and the property consists of three city lots. Additional improvements include LARGE 24x24 two car detached garage/workshop, fenced yard, and above ground swimming pool. Home is eligible for FHA, VA, or USDA financing! Close to I-75 interstate, Indian Mound State Park, and several ATV access points. Where else could you find a 2300 sq ft, home with large detached workshop, on three city lots for under 100$ a sq ft! Call for your showing today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Jellico Elementary SchoolGrades PK-80.6 mi
3/10
Jellico High SchoolGrades 9-120.9 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding,Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Windows - Vinyl
  • Flooring: Carpet,Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,373
  • Total interior livable area: 2,373 sqft

Property

Details

  • Parcel number: 004I C 02500 000

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.40 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,106$13,272
Home Insurance $299$3,588
Property Taxes $65$780
Electricity $192$2,313
Total$1,662$19,944

Income You'd Need if You Spent...

35% on housing$56,982/yr
40% on housing$49,860/yr
45% on housing$44,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 37762$104
Campbell County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37762$81
Campbell County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$218,900
2022-06-29Listing removed--
2022-06-03Price change$229,900
2022-05-27Price change$229,909
2022-05-20Price change$229,990
2022-05-13Price change$229,999
2022-04-25Price change$239,999
2022-04-25Price change$244,909
2022-04-18Price change$244,990
2022-04-18Price change$244,909
2022-04-12Price change$244,999
2022-04-12Price change$244,990
2022-04-04Price change$249,999
2022-04-04Listed for sale$249,990
2013-12-03Sold$30,000
2013-09-09Sold$25,000
2013-06-20Price change$55,300
2013-06-14Price change$63,200
2013-03-27Pending sale$71,100
2013-03-21Price change$71,100
2013-03-20Price change$63,200
2013-01-20Price change$71,100
2012-12-05Listed for sale$79,000
2012-10-09Sold$105,025
2012-07-01Listing removed$119,000
2012-01-06Listed for sale$119,000
2010-10-22Listing removed$149,900
2007-02-21Sold$102,350

For Sale by Agent

AgentBlake Gray
BrokerageGray Real Estate Brokerage

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