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982 Little White Oak Rd, Duff, TN, 37729

2beds
1baths
1,120sqft
$100,000
$89price/sqft
$865/moest. monthly cost
$34,600/yrincome needed

About This Home

Unrestricted 0.65 acres less than one minute from Tacketts Hideaway and the Tackett Creek off-road trails. This 2-bedroom, 1-bath ranch features 1,120 square feet, plus a loft and bonus area that create a flexible floorplan. The spacious kitchen and living room provide plenty of room for everyday living, while the loft offers additional space for storage or sleeping accommodations. A second bedroom includes direct access to the back deck, and the covered front porch is perfect for enjoying the quiet countryside. This property checks several boxes that are becoming harder to find: no restrictions, room for a mini farm or homestead, and strong short-term rental potential. Projected Airbnb income is exceptional based on active local rental data, with the supporting data sheet available upon request. Riders visit the nearby trail system throughout the year, making this a convenient option for a vacation rental or weekend retreat. With a little TLC, this home has the potential to become a welcoming full-time residence, income-producing rental, or country getaway. A storage shed provides space for lawn equipment, tools, or a side-by-side. Enjoy a peaceful setting without being completely remote - approximately 20 minutes to Jellico and I-75, and 30 minutes to major shopping and retail in LaFollette. Whether you are searching for an investment property, a quiet homestead to make your own, or a weekend base near the trails, this property stands out for its location, flexibility, and investment potential. Property is being sold as-is. Showings can only be accommodated on the weekends.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Jellico High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Propane,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 024 02700 000

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 0.65 Acres
  • Features: Private,Corner Lot,Level
  • Lot size dimensions: IRR

Parking

  • Parking features: Off Street,Main Level,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance $87$1,044
Property Taxes $98$1,176
Electricity $175$2,103
Total$865$10,380

Income You'd Need if You Spent...

35% on housing$29,657/yr
40% on housing$25,950/yr
45% on housing$23,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 37729$19
Campbell County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37729$73
Campbell County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$100,000
2026-07-18Listed for sale$125,000
2022-07-05Sold$53,000
2013-09-24Sold$17,000
2013-08-17Price change$19,000
2013-07-23Listed for sale$24,959
2013-06-12Listing removed$22,770
2013-03-20Listed for sale$22,770
2012-12-21Sold$25,355
2006-03-14Sold$50,000

For Sale by Agent

AgentZoe Ferrell
BrokerageWallace

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