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641 Cheatham St, Bruceton, TN, 38317

3beds
3baths
1,440sqft
$243,000
$169price/sqft
$1,680/moest. monthly cost
$67,200/yrincome needed

About This Home

Dont miss this modern 3-bedroom, 2.5-bathroom home that sits on a spacious corner lot. It has an open floor plan, roomy bedrooms and a nice, attached garage with an automatic garage opener. This home has an upgraded kitchen with new countertops, stainless steel farmers sink, microwave, dishwasher and a beautiful butcher block island installed in 2024. All the bathrooms have ceramic tiled tub/showers surround and ceramic tile floors. A new central air and heat unit was installed in June 2025. Ideally located near all the amenities for your banking, healthcare, and shopping. Built in 2022, this home still shines like new! Motivated Seller!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Central Elementary SchoolGrades PK-51.5 mi
5/10
Central High SchoolGrades 6-121.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Range/Oven-Electric
  • Laundry features: Washer/Dryer Hookup

Basement

  • Area: 0

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 144.5

Bedroom3

  • Level: Main
  • Area: 144.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Kitchen Island
  • Door features: Screens-All
  • Window features: Screens
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central Gas/Natural
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 165.4583

Living Room

  • Level: Main
  • Area: 345.9583

Master Bedroom

  • Level: Main
  • Area: 144.5

Property

Details

  • Parcel number: 012.00

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch,Deck,Covered Porch
  • Exterior features: Garden,Public Park in Area
  • Fencing: Wire,Back Yard

Lot

  • Lot size: 0.52 Acres
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 132 x 171

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,228$14,736
Home Insurance $176$2,112
Property Taxes $101$1,212
Electricity $175$2,103
Total$1,680$20,160

Income You'd Need if You Spent...

35% on housing$57,600/yr
40% on housing$50,400/yr
45% on housing$44,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 38317$179
Carroll County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 38317
Carroll County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$263,000
2025-11-25Price change$265,000
2025-11-21Price change$275,000
2025-11-03Listed for sale$289,999
2024-08-05Sold$130,000
2024-07-17Contingent$185,000
2024-07-01Pending sale$185,000
2024-06-19Listed for sale$185,000
2023-04-25Listing removed--
2023-02-08Price change$275,000
2022-07-22Listed for sale$295,000
2022-04-21Sold$15,000
2021-06-02Sold$5,500
2021-01-12Sold$4,500
1995-05-16Sold$6,500

For Sale by Agent

AgentCarla Sanders
BrokerageTaylor Real Estate & Auction

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