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10849 Jim Cummings Hwy, Bradyville, TN, 37026

1beds
1baths
280sqft
$265,000
$946price/sqft
$1,725/moest. monthly cost
$69,000/yrincome needed

About This Home

Beautiful 4.21 Acre with open pasture, trees and a pond. This tract has already has been improved with a long driveway, city water, electric, septic system and Tiny home on a large concrete pad to love forever or live in while you build your dream home. Tiny home is adorable inside and out with everything you need including a concrete patio, covered deck, storage building and a fenced yard. Property extends beyond the tree line at the back with an additional possible building site.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Full bathrooms: 1

Property

Lot

  • Lot size: 4.21 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $121$1,452
Property Taxes $90$1,080
Electricity $175$2,103
Total$1,725$20,700

Income You'd Need if You Spent...

35% on housing$59,142/yr
40% on housing$51,750/yr
45% on housing$46,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$946This listing

vs Other Active Listings

Avg $/sqft

ZIP 37026$198
Cannon County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 37026$228
Cannon County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBarbara Anderson
BrokerageKeller Williams Realty - Murfreesboro

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