153 Padgett Mill Rd, Cosby, TN, 37722
About This Home
153 Padgett Mill Rd. | Cosby, TN Peaceful Mountain Living with Creek Access & Waterfall Views! Some homes simply feel like East Tennessee, and this is one of them. Built in 2002, this beautifully maintained 2-bedroom, 2-bath cabin offers 1,120 square feet of comfortable living space on 0.47 acres. Whether you're searching for your first home, a peaceful place to retire, or a weekend getaway in the Smokies, this property is ready for its next chapter. Step inside to find warm wood flooring, tile bathrooms, a cozy fireplace, and an open-concept kitchen and living area that's perfect for spending time with family and friends. Covered front and back porches invite you to slow down, enjoy the mountain air, and take in the beautiful surroundings. Outside you'll find a large fenced yard, a solar-powered storage building, and gorgeous mountain views. One of the property's most unique features is its access to a beautiful creek with views of a picturesque waterfall, offering the perfect place to relax, picnic, or simply enjoy the sounds of flowing water. Conveniently Located • Only 0.3 miles from Cosby School (K-12) • Just 10 minutes to Newport and Walmart • Approximately 25 minutes to Gatlinburg • County taxes only $851.98 (2025) If you've been looking for a move-in-ready home that offers the beauty of the Smoky Mountains while still being close to schools, shopping, and area attractions, this one deserves a spot at the top of your list. Call today to schedule your private showing and experience everything this charming Cosby cabin has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Eat-in Kitchen
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 102 025.18
Features
- Has view: Yes
- View description: Mountain(s),Country Setting
- On waterfront: Yes
- Waterfront features: Creek,Waterfront
Lot
- Lot size: 0.47 Acres
- Features: Level
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Hail
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance | $229 | $2,748 |
| Property Taxes | $555 | $6,660 |
| Electricity | $175 | $2,103 |
| Total | $3,279 | $39,348 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $459,000 |
| 2020-03-25 | Sold | $170,000 |
| 2020-03-05 | Pending sale | $179,000 |
| 2020-03-02 | Listed for sale | $179,000 |
| 2017-05-19 | Sold | $142,500 |
| 2017-04-09 | Listed for sale | $149,900 |
| 2017-03-28 | Pending sale | $149,900 |
| 2016-07-23 | Listed for sale | $149,900 |
| 2003-03-20 | Sold | $95,000 |
| 2000-09-11 | Sold | $22,000 |
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