3386 Rocky Ridge Rd, Cosby, TN, 37722
About This Home
Escape to the peaceful beauty of Cosby, Tennessee, with this charming 2-bedroom, 2-bath mountain retreat nestled on a full acre of flat, usable land. Offering the perfect blend of privacy and accessibility, this property features paved access and a serene, nature-filled setting that feels worlds away from it all. Relax and unwind on the covered back porch overlooking a tranquil creek, where the soothing sounds of flowing water create the ultimate Smoky Mountain experience. The level lot provides endless possibilities for outdoor enjoyment or future enhancements. Surrounded by mature trees and natural beauty, this private, back-to-nature setting is ideal as a primary residence, personal mountain getaway, or short-term rental investment. With strong demand for Smoky Mountain vacation rentals, this property offers excellent potential to generate income while still enjoying it for personal use. Property being sold completely furnished. Conveniently located with easy access to Newport, Gatlinburg, and the Great Smoky Mountains, you'll enjoy both seclusion and proximity to area attractions--making it attractive to both owners and guests alike. A rare opportunity to own a creekside property with flat land, privacy, and income potential--don't miss your chance to make this mountain escape your own. The property is a primary resident vacation home that has not been on a rental program. STR allowed. 📞 Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2002
Materials
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cathedral Ceiling(s),Kitchen Island,Pantry
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 111 01706 000
Features
- Has view: Yes
- View description: Country Setting,Trees/Woods
- Waterfront features: Creek
Lot
- Lot size: 1 Acres
- Features: Wooded,Level
- Lot size dimensions: 161 x 210 x 154 x 249
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance | $182 | $2,184 |
| Property Taxes | $441 | $5,292 |
| Electricity | $175 | $2,103 |
| Total | $2,643 | $31,716 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Listed for sale | $389,700 |
| 2002-07-29 | Sold | $107,000 |
| 2002-03-11 | Sold | $20,400 |
| 2001-06-01 | Sold | $18,000 |
View on Zillow