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134 Laurel Trl, Cosby, TN, 37722

3beds
2baths
1,344sqft
$399,000
$297price/sqft
$2,553/moest. monthly cost
$102,120/yrincome needed

About This Home

📍Just Listed in Cosby, TN 🏡134 Laurel Trail Cosby Tn , Located in Cocke County , but only 5 minutes from Sevier County Line. Easy to visit Gatlinburg, Pigeon Forge, and Sevierville but live on the slower side of the Smokies ! Easy beautiful 10 minute drive to the Cosby Park , Foothills Parkway and Great Smoky Mountains. If you have been searching for a move in ready home in a quiet, sought after neighborhood, this one deserves a look. Neighborhood is restricted nicely to protect your investment , paved and curbed streets. This well maintained home offers 3 bedrooms and 2 bathrooms with a comfortable layout that is perfect for everyday living. The kitchen features brand new appliances and large living room to enjoy friends and family. Living room features a vaulted ceiling with tongue & groove ceiling .The two skylights give off great natural lighting, Gas Fp/stove in Living room.Hardwood flooring cover the living room and hall , the three bedrooms covered in brand new carpet . Master bedroom has a private bath off of it . One of the highlights of the home is the sunroom, a perfect spot to enjoy your morning coffee or relax while overlooking the back yard. Home has attached two car garage with office or craft room of off it , giving new owner privacy to work or craft at home but not right in the home . Yard is level and very appealing , back yard has a couple raised flower beds red for flowers or gardening. Home has a concrete drive . Front of the home has a large covered front porch . ✨Home features Move in ready 3 Bedrooms 2 Bathrooms New kitchen appliances Sunroom Office / Craft room Two car garage Storage Building is wired with electric and makes a great workshop

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Property

Lot

  • Lot size: 1.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $199$2,388
Property Taxes $162$1,944
Electricity $175$2,103
Total$2,553$30,636

Income You'd Need if You Spent...

35% on housing$87,531/yr
40% on housing$76,590/yr
45% on housing$68,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 37722$170
Cocke County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 37722$275
Cocke County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMelissa Goddard
BrokerageGoddard Real Estate & Auction

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