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1089 Old Railroad Grade Rd, Roan Mountain, TN, 37687

3beds
4baths
2,778sqft
$799,000
$288price/sqft
$6,073/moest. monthly cost
$242,920/yrincome needed

About This Home

Escape to the mountains and discover the ultimate private retreat set on 23.16 acres of scenic beauty in Roan Mountain. This thoughtfully designed 3-bedroom, 4-bath ranch-style home offers 2,778 finished square feet of comfortable living space surrounded by nature. From the moment you arrive, the peaceful setting welcomes you. Inside, the open floor plan creates a seamless flow between the living, dining, and kitchen areas--perfect for entertaining or quiet evenings at home. The living room's trey ceiling adds architectural interest, while large windows invite natural light and views of the surrounding landscape. The main level includes two bedrooms, two full baths, and a dedicated office space--ideal for remote work with Starlink internet availability. Step outside onto the elevated deck where you can relax and take in mountain views while listening to the calming sounds of the nearby Doe River. The finished lower level expands your living options with a large den, additional bedroom, and two full baths--perfect for guests or multi-generational living. Outdoors, the property truly shines. A private pond, barn, and two additional outbuildings provide endless opportunities for recreation, storage, or hobby farming. With wiring for two generators (one currently installed), you'll enjoy peace of mind no matter the season. This is more than a home--it's a lifestyle. Ideal for outdoor enthusiasts, nature lovers, or anyone seeking a private mountain sanctuary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Hampton Elementary SchoolGrades PK-83.2 mi
6/10
Cloudland High SchoolGrades 7-125.9 mi
7/10

Construction

Condition

  • Property condition: Average
  • Year built: 2009

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry,Finished,Garage Door,Heated,Interior Entry,Partial Heat,Partially Finished,Walk-Out Access,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Eat-in Kitchen,Kitchen Island,Laminate Counters,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Luxury Vinyl,Tile
  • Fireplace features: Living Room,Recreation Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,070

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump,Other,See Remarks

Interior Area

  • Total structure area: 3,094
  • Total interior livable area: 2,778 sqft

Property

Details

  • Parcel number: 083 13300 000
  • Zoning: R1
  • Other equipment: Dehumidifier,Generator

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Back,Deck,Front Porch
  • Topography of land: Farm Pond, Sloped, Steep Slope, Wooded

Lot

  • Lot size: 23.16 Acres
  • Lot size dimensions: See acreage

Parking

  • Total spaces: 3
  • Parking features: Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $358$4,296
Property Taxes $1,450$17,400
Electricity $225$2,708
Total$6,073$72,876

Income You'd Need if You Spent...

35% on housing$208,217/yr
40% on housing$182,190/yr
45% on housing$161,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 37687$211
Carter County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 37687$206
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$799,000
2012-08-16Sold$330,000
2012-05-22Price change$349,000
2011-10-05Listed for sale$359,000
1999-08-24Sold$60,000

For Sale by Agent

AgentRick Armstrong
BrokerageTCI Group - Lowry Foster, Inc.

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