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220 Whitehead Hollow Rd, Roan Mountain, TN, 37687

2beds
1baths
888sqft
$295,000
$332price/sqft
$2,333/moest. monthly cost
$93,320/yrincome needed

About This Home

Charming Cottage on 18+ Acres with Creek, Barn & Mountain View's. Nestled in a peaceful setting with serene mountain views, this adorable cottage is full of character and opportunity. Featuring 2 bedrooms, 1 bathroom, a cozy living room, and kitchen, this home offers the perfect canvas for someone ready to bring their vision and a little tender loving care. Enjoy slow mornings and quiet evenings on the wonderful front porch overlooking the surrounding landscape. The property has been recently surveyed and includes over 18 acres of beautiful East Tennessee countryside. Outbuildings include a detached barn that once housed horses, along with a separate storage shed located near the front of the home — ideal for equipment, tools, or hobby space. Nature lovers will appreciate the flowing creek fed by mountain water, as well as a natural spring supplying water to the home. The property is equipped with septic for sewer and public electricity is already in place. This property does require work prior to occupancy, making it a fantastic opportunity for investors, homesteaders, or buyers looking to create their own private retreat. Motivated sellers — call today to schedule your private showing and explore the possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Hampton Elementary SchoolGrades PK-84.4 mi
4/10
Hampton High SchoolGrades 9-124.0 mi
6/10
Cloudland High SchoolGrades 7-125.2 mi

Construction

Condition

  • Property condition: Below Average
  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Window features: Single Pane Windows
  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Property

Details

  • Parcel number: 084 065.00
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Topography of land: Mountainous, Part Wooded, Rolling Slope

Lot

  • Lot size: 18.90 Acres
  • Lot size dimensions: 18 plus acres

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $132$1,584
Property Taxes $535$6,420
Electricity $175$2,103
Total$2,333$27,996

Income You'd Need if You Spent...

35% on housing$79,988/yr
40% on housing$69,990/yr
45% on housing$62,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 37687$218
Carter County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37687$206
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$295,000
2026-02-16Listed for sale$300,000
2006-03-27Sold$3,700

For Sale by Agent

AgentDebra Elliott-Wade
BrokerageCENTURY 21 Legacy

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