282 Ripshin Lake Rd, Roan Mountain, TN, 37687
About This Home
Nestled along the shores of beautiful Ripshin Lake, this exceptional waterfront home has been thoughtfully remodeled and expanded from its original 1960 design. Once a charming 2-bedroom, 1-bath cottage, it now offers an impressive 5 bedrooms and 4 bathrooms, providing plenty of space for family, guests, and entertaining. The heart of the home is the newly remodeled kitchen, beautifully updated with modern finishes and designed with both style and function in mind. A standout feature is the LG induction range, accompanied by a brand-new set of induction-compatible pots and pans that will remain with the home. With abundant space for gathering, this beautifully updated kitchen is ready to be enjoyed from day one. The inviting den offers warmth and character with a wood-burning fireplace, creating the perfect setting for cozy evenings by the lake. A stunning sunroom captures panoramic water views and fills the home with natural light, allowing you to enjoy the beauty of the lake in every season. The spacious primary suite is a private retreat, complete with a gas fireplace, ensuite bath, and access to a covered deck overlooking Ripshin Lake. Wake up to peaceful water views and unwind while taking in the tranquil surroundings. The outdoor setting is every bit as special as the home itself. Beautiful, established landscaping and an array of native and seasonal blooms add color and natural beauty throughout the property, including azaleas, rare pink lady's slippers, trillium, black-eyed Susans, red maple, bee balm, and Jack-in-the-pulpit. Combined with the peaceful lakefront setting, these beautiful plantings create a truly special environment to enjoy throughout the seasons. Outdoor amenities also include a private boathouse, dock, and multiple spaces to relax and enjoy the waterfront lifestyle. Whether you're boating, fishing, entertaining, enjoying the beautiful blooms, or simply soaking in the scenery, this property offers an incredible opportunity to experience lakefront living. This rare Ripshin Lake property combines modern updates, generous living space, natural beauty, and the timeless appeal of a peaceful waterfront setting. Come experience the views, the water, and the lifestyle that make Ripshin Lake so special. On the gravel road after passing through the gate, please maintain speed limit of 10 mph. very important and much appreciated. The information contained herein is deemed accurate and obtained from reliable sources but is not guaranteed. Buyer or buyer's agent to verify all information.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled,Above Average
- Year built: 1960
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup,Sink
Basement
- Has basement: Yes
- Basement: Concrete,Interior Entry,Walk-Out Access,Workshop
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Remodeled,Soaking Tub
- Window features: Double Pane Windows
- Flooring: Luxury Vinyl,Stone
- Number of fireplaces: 2
- Fireplace features: Master Bedroom,Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace(s),Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,100
- Total interior livable area: 2,276 sqft
Property
Details
- Parcel number: 104c A 007.00
- Zoning: Residential
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Patio & porch: Back,Covered,Front Porch,Rear Patio,Wrap Around
- Exterior features: Dock,Garden
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Privileges
- Topography of land: Level, Sloped
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 11 x 135M IRR
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance | $314 | $3,768 |
| Property Taxes | $1,270 | $15,240 |
| Electricity | $184 | $2,219 |
| Total | $5,307 | $63,684 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $700,000 |
| 2011-01-19 | Sold | $180,000 |
View on Zillow