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427 Cove Creek Rd, Roan Mountain, TN, 37687

3beds
1baths
1,067sqft
$239,900
$225price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

Mountain living | 5.2 acres | Build opportunity | Scenic setting. Tucked away in the heart of Roan Mountain, this 3-bedroom, 1-bath home sits on 5.2 beautiful acres and offers a rare opportunity to create your own mountain retreat. Built in 1925 and owned by the same family since 1946, the home is original and ready for updates, giving you the chance to bring your vision to life. The property is fed by a natural spring, adding to the charm and self-sufficient feel of this unique setting. You'll also find four additional structures, including a barn, adding versatility and space for storage, hobbies, or future use. With plenty of room to build, you'll appreciate the potential for stunning mountain views, privacy, and room to roam. Enjoy the best of East Tennessee living with close proximity to hiking, fishing, and year-round outdoor recreation. Whether you choose to update the existing home or build new, this property offers the perfect blend of location, land, and potential. All information to be verified by buyers and buyers agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Cloudland High SchoolGrades 7-125.0 mi
4/10
Hampton High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Average,Fixer
  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Vinyl

Heating & Cooling

  • Heating features: Oil,Wood
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,067
  • Total interior livable area: 1,067 sqft

Property

Details

  • Parcel number: 109 07100 000
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Glass Enclosed
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Mountainous, Part Wooded, Pasture, Rolling Slope, Sloped, Wooded

Lot

  • Lot size: 5.20 Acres
  • Lot size dimensions: See Acreage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $107$1,284
Property Taxes $435$5,220
Electricity $175$2,103
Total$1,930$23,160

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 37687$219
Carter County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37687$206
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$250,000
2026-03-03Listing removed$325,000
2025-09-13Listed for sale$325,000
2025-05-24Listing removed$370,000
2024-06-26Price change$370,000
2024-06-05Listed for sale$375,000
2024-05-14Listing removed--
2024-01-27Listed for sale$405,000

For Sale by Agent

AgentMatthew Lipps
BrokerageWeichert Realtors Saxon Clark KPT

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