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74 Farmer Rd, Crossville, TN, 38571

3beds
2baths
1,886sqft
$429,929
$228price/sqft
$2,945/moest. monthly cost
$117,800/yrincome needed

About This Home

Step into this fully remodeled brick gem on 3.92 level acres—room enough for family, pets, and every dream you're buildin'. This 3BR, 2BA home (with bonus room for a possible 4th) offers 2,286 sq ft of cozy livin', plus a 325 SF garage. Updated top to bottom in 2023–2024 with new HVAC, septic, whole-house Generac generator, tankless water heater, energy-efficient windows, storm doors, and covered gutters. Inside you'll find LED lighting, custom soft-close cabinets, Whirlpool appliances, barn door charm, walk-in pantry, and organized closets. Added insulation, fresh paint, and new porch decking make it move-in ready. Motivated seller—bring your offer and make this peaceful slice of home yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Stone Memorial High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 121

Bedroom3

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Family Room

  • Level: Main
  • Area: 378

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Blinds
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 280

Master Bedroom

  • Level: Main
  • Area: 154

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 031.00
  • Zoning: R

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Sunroom
  • Exterior features: Horses Allowed,Garden
  • Fencing: Fenced
  • Horses can be raised: Yes

Lot

  • Lot size: 3.92 Acres
  • Features: Horse Property,Cleared,Farm,Trees
  • Lot size dimensions: 176 x 414 x 249 x 647

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Garage,Main Level
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance $195$2,340
Property Taxes $402$4,824
Electricity $175$2,103
Total$2,945$35,340

Income You'd Need if You Spent...

35% on housing$100,971/yr
40% on housing$88,350/yr
45% on housing$78,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 38571$236
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38571$221
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$429,600
2026-03-04Price change$429,900
2026-01-20Price change$434,500
2025-11-05Listed for sale$434,900
2025-10-22Listing removed$435,000
2025-10-03Price change$435,000
2025-08-12Price change$440,000
2025-06-18Price change$445,000
2025-06-04Price change$458,000
2025-04-21Listed for sale$468,000
2023-07-03Sold$360,000
2023-05-18Contingent$369,900
2023-05-18Pending sale$369,900
2023-05-17Contingent$369,900
2023-05-11Listed for sale$369,900
2022-08-31Sold$226,000
2014-02-28Sold$55,000
2014-02-21Pending sale$72,000
2014-01-23Price change$72,000
2014-01-17Price change$79,400
2013-12-13Price change$89,200
2013-11-26Price change$106,000
2013-10-18Listed for sale$107,300
2013-08-26Sold$75,000
2013-07-27Listed for sale$104,200

For Sale by Agent

AgentVictoria Carmack
Brokerage1 Source Realty Pros Crossville

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