1104 Belmont Dr, Monterey, TN, 38574
About This Home
Welcome to your own slice of Tennessee paradise! Situated on 2.2 acres in the highly desirable Cumberland Cove community, this beautifully maintained basement ranch offers the perfect blend of privacy, comfort, and outdoor living. Featuring 2,462 square feet, this home includes 2 spacious bedrooms, 3 full bathrooms, and a fully finished basement, providing flexible space for a guest suite, recreation room, home office, or multi-generational living. Inside, you'll find gorgeous hardwood floors throughout the main living areas, creating a warm and inviting atmosphere. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the screened back porch, where you can take in the peaceful surroundings year-round. The detached two-car garage includes a loft which is perfect for extra storage. This property includes an additional 1-acre lot, bringing the total acreage to 3.2 acres and providing even more privacy and possibilities. As a resident of Cumberland Cove, you'll enjoy access to outstanding community amenities, including a golf course, tennis and pickleball courts, access to 4 scenic parks, hiking trails, and breathtaking overlooks--all while being just minutes from the conveniences of Monterey and within easy reach of Cookeville and Crossville. Offered at $515,000, this exceptional property is the perfect place to experience the beauty and tranquility of Tennessee living. 1104 Belmont Drive, Monterey, TN 38574 -- Come see all this wonderful property has to offer! * See https://cumberlandcovepoa.com/information/documents/ for CCR and other great information on Cumberland Cove!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
Basement
- Basement: Walk-Out Access,Crawl Space,Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- Walk-In Closet(s),Kitchen Island,Pantry
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Stone,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,462
- Total interior livable area: 2,462 sqft
Property
Details
- Parcel number: 035 08300 000
Features
- Has view: Yes
- View description: Country Setting,Trees/Woods
Lot
- Lot size: 2.20 Acres
- Features: Private,Wooded,Level
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance | $195 | $2,340 |
| Property Taxes | $482 | $5,784 |
| Electricity | $200 | $2,400 |
| Total | $3,481 | $41,772 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $515,000 |
| 2024-07-08 | Sold | $500,000 |
| 2024-06-05 | Contingent | $525,900 |
| 2024-06-05 | Pending sale | $525,900 |
| 2024-04-17 | Listed for sale | $525,900 |
| 2022-07-14 | Sold | $475,000 |
| 2022-04-27 | Pending sale | $499,000 |
| 2022-04-22 | Listed for sale | $499,000 |
View on Zillow