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442 Bowman Loop, Crossville, TN, 38571

3beds
3baths
1,696sqft
$325,000
$192price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

Welcome home to this charming modern cottage nestled on 2 peaceful acres. This adorable 3-bedroom, 2.5 bath home offers approximately 1696 square feet of comfortable living space with soaring vaulted ceilings, exposed wood beams, and an inviting open feel. Built in 2000 and tastefully refreshed over the years, the home blends timeless character with modern convenience. The spacious primary suite is a true retreat, featuring a large walk-in closet, a luxurious garden tub, and a separate walk-in shower. Enjoy your morning coffee or unwind in the evenings on the spacious covered, screened in back porch featuring beautiful stone flooring. The property also includes a dedicated laundry room, a one car attached garage, and plenty of outdoor space to garden, entertain, or simply enjoy the privacy of country living all while being surrounded by mature trees. The home also has natural gas which powers the cozy gas log fireplace, the stove, and the tankless hot water heater. Whether you're looking for a peaceful retreat or the perfect place to gather with family and friends, this charming cottage offers the ideal blend of comfort and character. Buyer to verify all information before making an informed offer

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Frame,Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,696

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 050 08701 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Topography of land: Wooded,Level,Rolling Slope

Lot

  • Lot size: 2.08 Acres
  • Features: Wooded,Level,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $147$1,764
Property Taxes $304$3,648
Electricity $175$2,103
Total$2,269$27,228

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 38571$238
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38571$221
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$325,000
2014-01-16Sold$36,000
2000-05-01Sold$24,726
1998-04-02Sold$17,000

For Sale by Agent

AgentCatlin Barlow
BrokerageIsham Jones Realty

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