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31 Chestnut Oak Rd, Crossville, TN, 38571

4beds
2baths
2,931sqft
$470,000
$160price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Spacious 4-bedroom plus a bonus room/office, 2-bath home offering 2,931 sq ft and sitting on over an acre, combined with an additional lot. Desirable corner lot creates welcoming setting with mature trees lining the front yard. Classic brick front home with a covered front porch to enjoy peaceful views. Brick gas log fireplace brings warmth and charm to the inside. Concrete driveway with path extending to the back deck. Shed included for tools or storage, plus an enclosed treehouse with more versatile space for storage or play. Home offers incredible potential to update and create lasting value in a beautiful setting. MORE PICTURES COMING!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Bonus Room
  • Flooring: Other,Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,931
  • Total interior livable area: 2,931 sqft

Property

Details

  • Parcel number: 061 014.02 & 061 014.05

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 1.10 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 126.79 x 202.64 IRR / 149.82 x 150 IRR

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $213$2,556
Property Taxes $439$5,268
Electricity $238$2,857
Total$3,266$39,192

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38571$238
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38571$221
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$485,000
1997-05-14Sold$111,000

For Sale by Agent

AgentDonna Haggard
BrokerageBerkshire Hathaway HomeServices Southern Realty

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