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339 Rugby Rd, Crossville, TN, 38558

0beds
2baths
1,296sqft
$205,000
$158price/sqft
$1,480/moest. monthly cost
$59,200/yrincome needed

About This Home

This 2024 Clayton home offers an unbeatable entry point into the premium Fairfield Glade community. Located at 339 Rugby Rd, this 3 bonus room, 2-bathroom residence sits on a permanent foundation, combining the reliability of traditional construction with the affordability of modern design--all for just $215,000. Your Affordable Gateway to a vacation lifestyle. Located at the end of a cul-de-sac with vacant lot behind and on one side of the property you'll be surrounded by wildlife. A bird watchers paradise. Enjoy the peace of mind that comes with a new build. High-efficiency insulation, modern HVAC, and 2024 building standards mean lower utility bills and zero ''fixer-upper'' stress. Designed for those who want to spend their time doing, not maintaining. The durable exterior and streamlined floor plan allow you to lock up and head to the golf course, pickle ball courts, lakes, pools or trails in minutes. A one year old, free standing 10'x12' storage shed gives plenty of room for yard tools, holiday decorations, or sentimental keepsakes. New leaf guard system with a transferable guarantee means that the annual trips up the ladder to clean the gutters will NOT be necessary. Range, dishwasher, fridge/freezer, washer, dryer, storage shed, & white cabinet in master all convey with the sale.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island,Eat-in Kitchen,Bonus Room
  • Flooring: Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 065F B 01700 000

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Wooded,Irregular Lot,Rolling Slope
  • Lot size dimensions: 100 x 97 x 62 x 36 x 78

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance $78$936
Property Taxes $191$2,292
Electricity $175$2,103
Total$1,480$17,760

Income You'd Need if You Spent...

35% on housing$50,742/yr
40% on housing$44,400/yr
45% on housing$39,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 38558$183
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38558$209
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$215,000
2023-08-11Sold$250
2003-04-28Sold$12,000
1999-11-09Sold$7,500
1997-05-12Sold$10,500

For Sale by Agent

AgentTimothy Pat Gettel
BrokerageMountaineer Realty, LLC

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