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64 Lakeshore Cir Unit 125, Crossville, TN, 38558

2beds
4baths
1,878sqft
$285,000
$152price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

Stunning Fully-Furnished Lakefront Retreat with Sweeping Water Views! Welcome to your dream lakefront oasis! This gorgeous, two-level unit offers breathtaking, sweeping water views and is completely move-in ready--all furniture is included! Packed with cozy new updates and designed for both relaxation and entertaining, this home is a rare waterfront find. Interior Highlights: The heart of the home is the beautifully updated kitchen, featuring rich cherry wood cabinets, gleaming new granite countertops (featured throughout the home), a stylish tile backsplash, and a massive pantry closet tucked just behind the kitchen. Hosting is a breeze with abundant seating at both the breakfast bar and the additional kitchen bar. The thoughtful two-level floor plan also includes a convenient half-bathroom downstairs for your guests. Move in without a worry! This home boasts extensive recent upgrades, including completely redone electrical, a 7-year-old roof, and newer windows installed within the last five years. Elegant French doors with built-in blinds seamlessly connect your indoor and outdoor living spaces. Outdoor Living & Community: Step out onto your private deck to soak in the serene lake views--you'll even have a front-row seat to spectacular fireworks displays right outside your door! The location is unbeatable, situated within easy walking distance to the community center, giving you instant access to all neighborhood activities, events, and amenities. This meticulously updated, fully furnished waterfront gem offers the ultimate turnkey lifestyle. Just bring your suitcase and start living the lake life today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
  • Flooring: Laminate,Carpet,Brick
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,878
  • Total interior livable area: 1,878 sqft

Property

Details

  • Parcel number: 077G H 001.00
  • Attached to another structure: Yes

Features

  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 15.75 Acres
  • Features: Near Golf Course

Parking

  • Parking features: Designated Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $109$1,308
Property Taxes $266$3,192
Electricity $175$2,103
Total$1,991$23,892

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 38558$182
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38558$209
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$285,000
2009-08-26Sold$52,500

For Sale by Agent

AgentMaggie McHugh
BrokerageBetter Homes and Garden Real Estate Gwin Realty

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