28 Cottage St, Crossville, TN, 38571
About This Home
Welcome to your dream retreat - a stunning 750 sq ft cabin on a surveyed 0.50-acre lot in the heart of Crossville, TN. This meticulously renovated studio home blends modern upgrades with rustic charm, offering the perfect balance of cozy living and outdoor serenity. Ideal for minimalists, vacationers, or investors, this move-in-ready gem on the Cumberland Plateau is packed with premium features and ready to steal your heart. Step inside to an open-concept interior that maximizes every square foot. The hardwood-floored kitchen dazzles with recessed lighting, granite countertops, a new faucet and ample cabinetry for all your culinary needs. The loft provides extra space for sleeping or storage, while R-30 insulation throughout ensures energy efficiency. New doors and new windows enhance the cabin's aesthetic and flood the space with natural light. The bathroom has custom tilework, custom cabinets and a spacious tile shower.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Wood Siding,Frame,Block,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Microwave,Washer,Dryer,Other,Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 750
- Total interior livable area: 750 sqft
Property
Details
- Parcel number: 073.00
Features
- Patio & porch: Porch,Covered,Enclosed
- Fencing: Fenced
Lot
- Lot size: 0.67 Acres
- Features: Corner Lot
- Lot size dimensions: 200M x 175M IRR
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance | $86 | $1,032 |
| Property Taxes | $177 | $2,124 |
| Electricity | $175 | $2,103 |
| Total | $1,398 | $16,776 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $189,900 |
| 2026-04-17 | Price change | $217,900 |
| 2026-03-13 | Price change | $218,000 |
| 2026-02-06 | Price change | $224,000 |
| 2025-10-23 | Listed for sale | $229,000 |
| 2025-10-02 | Listing removed | $250,000 |
| 2025-06-12 | Listed for sale | $250,000 |
| 2024-03-20 | Sold | $77,000 |
| 2024-03-18 | Contingent | $85,000 |
| 2024-02-29 | Pending sale | $85,000 |
| 2024-02-27 | Price change | $85,000 |
| 2024-02-25 | Pending sale | $75,000 |
| 2024-02-25 | Listed for sale | $75,000 |
| 2024-01-21 | Pending sale | $75,000 |
| 2024-01-09 | Listed for sale | $75,000 |
| 2003-01-13 | Sold | $13,900 |
| 1998-08-20 | Sold | $11,500 |
View on Zillow