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1042 Holiday Dr, Crossville, TN, 38555

6beds
7baths
7,958sqft
$1,350,000
$170price/sqft
$10,248/moest. monthly cost
$409,920/yrincome needed

About This Home

Stunning Lakefront Estate with Unmatched Views & Private Dock! Welcome to this exceptional 7,000+ sq ft lake home offering 6 bedrooms and 6 baths, perfectly situated on 1.7 acres with breathtaking lake views you truly have to see to believe. Designed for both grand entertaining and comfortable everyday living, this home features expansive living spaces, oversized windows, and multiple vantage points to take in the water. Step out onto the spacious deck or down to your private dock and fully embrace lake life at its finest. Inside, you'll find luxury finishes throughout, including a fully equipped kitchen in the basement, making this home ideal for multi-generational living, hosting guests, or extended stays. The layout offers flexibility, space, and convenience on every level. Recent updates include a new roof and HVAC system (2021), along with a whole-house filtration system for added comfort and peace of mind. Exterior lighting is set from daylight to dark, enhancing both beauty and security. This rare lakefront estate offers privacy, space, and upscale living -- all in one incredible property. Don't miss your chance to own a home where the views are unforgettable and the lifestyle is unmatched! Information provided by owner and/or public records is deemed reliable but not guaranteed. Buyer to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Self Cleaning Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Dry Bar,Pantry,Eat-in Kitchen,Bonus Room
  • Flooring: Laminate,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 7,958
  • Total interior livable area: 7,958 sqft

Property

Details

  • Parcel number: 099M A 02700 000

Features

  • Exterior features: Balcony,Dock
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront

Lot

  • Lot size: 1.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance $835$10,020
Property Taxes $1,941$23,292
Electricity $646$7,759
Total$10,248$122,976

Income You'd Need if You Spent...

35% on housing$351,360/yr
40% on housing$307,440/yr
45% on housing$273,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$183
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$1,579,500
2025-12-16Listing removed$1,599,999
2025-06-26Listed for sale$1,599,999
2024-03-29Listing removed--
2023-11-02Listing removed$1,790,000
2023-01-02Price change$1,790,000
2022-11-07Listed for sale$1,850,000
2022-11-03Pending sale$1,850,000
2022-07-01Listed for sale$1,850,000
2020-01-02Sold$325,000
2019-11-05Pending sale$590,000
2019-06-18Listed for sale$590,000
2019-04-02Listing removed$410,000
2018-12-21Listed for sale$410,000
1999-05-20Sold$585,000

For Sale by Agent

AgentJeanne Ann Cannon
BrokerageMonarch Realty Group

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