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554 Halstead Dr, Crossville, TN, 38555

5beds
6baths
7,000sqft
$849,000
$121price/sqft
$6,180/moest. monthly cost
$247,200/yrincome needed

About This Home

Welcome to this custom-built, beautiful home with a circular driveway and gorgeous landscaping. There are so many things to mention about this home with so little space, so here is a summary. Mother-in-law apartment, fully finished basement with a full bath, basement workshop, 3 car garage with epoxy floors, formal dining room with a floor-to-ceiling window, custom plantation shutters and built-ins, formal office with built-ins, great room with an entertaining bar, bonus room with a ballet bar and mirror, 5beds and 6 baths, hardwoods, crown molding, plantation shutters, recessed lighting, sound system, 2 tankless water heaters, under-cabinet kitchen lighting, and full-house exterior cameras and floodlights. HUGE CLOSETS and tons of storage. Whole home Generac Generator and so much more to see yourself. Sitting on 3.1 acres of beautiful backyard trees, creek and gazebo to sit and enjoy the sounds and scenery. Agent is Owner, please allow 2 hours notice for showing

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Trash Compactor,Double Oven,Gas Water Heater,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Wet Bar,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Skylight(s),Plantation Shutters
  • Fireplace features: Gas Log,Wood Burning Stove,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,000
  • Total interior livable area: 7,000 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 009.07

Features

  • Levels: Three Or More
  • Patio & porch: Porch,Covered,Screened,Deck
  • Exterior features: Lighting,Garden,Decorative Lighting
  • Has spa: Yes
  • Spa features: Heated,Bath
  • Waterfront features: Stream

Lot

  • Lot size: 3.11 Acres
  • Features: Corner Lot,Wooded,Trees
  • Lot size dimensions: 220 x 615

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Attached,Garage,Main Level
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance $525$6,300
Property Taxes $794$9,528
Electricity $568$6,825
Total$6,180$74,160

Income You'd Need if You Spent...

35% on housing$211,885/yr
40% on housing$185,400/yr
45% on housing$164,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$184
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$975,000
2026-03-29Price change$1,000,000
2026-03-09Listed for sale$1,100,000
2020-09-08Sold$545,000
2020-07-23Pending sale$650,000
2020-05-16Listed for sale$650,000
2019-12-17Listing removed$749,900
2019-11-08Listed for sale$749,900
2019-08-01Listing removed$784,850
2019-06-27Price change$784,850
2019-06-06Listed for sale$799,900
2014-09-17Sold$35,000

For Sale by Agent

AgentSarah Perger
BrokerageThe Real Estate Collective Crossville

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