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218 Channing Ln, Crossville, TN, 38555

3beds
4baths
5,758sqft
$899,000
$156price/sqft
$6,409/moest. monthly cost
$256,360/yrincome needed

About This Home

Welcome to a rare private estate offering the space, freedom, and lifestyle buyers are searching for, all set on 2.4 wooded acres with no HOA and low property taxes. This all brick home features over 5,700 square feet of living space designed for both everyday comfort and entertaining. As soon as you walk in, you're greeted by a dramatic living room with soaring ceilings, a gas fireplace, and an open layout that feels both impressive and inviting. The main level primary suite is tucked away for privacy and includes 10 foot ceilings, a spacious walk in closet, and a spa style bathroom with a walk in shower. The fully finished walk out basement adds even more flexibility. Whether you need a media room, game room, home gym, or space for extended family, this layout gives you options that are hard to find. Out back, a large deck overlooks mature woods and a peaceful creek, creating a quiet setting that feels removed from everything while still being just minutes from town. It is the kind of space that makes you want to slow down and stay awhile. You will also find a three car garage, built in entertainment features, central vacuum, and additional bonus space upstairs that can adapt to your needs. This home is not just about bedroom count. It is about space, privacy, and the ability to live the way you want. Properties like this do not come along often, especially with this much acreage and square footage. The price has recently been improved and it now stands out as one of the better values in the Crossville market for this size and setting. If you have been waiting for a property that offers room to spread out, entertain, and enjoy a more private lifestyle, this is one worth seeing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Oven,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal
  • Level: Formal

Features

  • Central Vacuum,Walk-In Closet(s),Pantry,Ceiling Fan(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 252
  • Finished area above ground: 5,506

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,758
  • Total interior livable area: 5,758 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Living Room

  • Features: Great Room
  • Level: Great Room

Other

  • Features: Office
  • Level: Office

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 11300914000
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio,Porch,Covered
  • Waterfront features: Creek
  • Topography of land: Other,Cul-De-Sac,Private,Wooded,Corner Lot,Level

Lot

  • Lot size: 2.40 Acres
  • Features: Other,Cul-De-Sac,Private,Wooded,Corner Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $556$6,672
Property Taxes $841$10,092
Electricity $467$5,614
Total$6,409$76,908

Income You'd Need if You Spent...

35% on housing$219,737/yr
40% on housing$192,270/yr
45% on housing$170,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$183
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$899,000
2026-03-18Price change$969,900
2026-02-09Listed for sale$979,000
1999-05-05Sold$545,000

For Sale by Agent

AgentEthan Spitler
BrokerageCentury 21 Realty Group, LLC

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