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58 W 1st St, Crossville, TN, 38555

2beds
1baths
4,197sqft
$649,900
$155price/sqft
$4,963/moest. monthly cost
$198,520/yrincome needed

About This Home

LOCATION IS TOP- TIER WITH THIS RARE OPPORTUNITY to own a 4197 SQ FT PROFESSIONAL BUILDING in the precious DOWNTOWN CROSSVILLE, Tennessee. So much history to be found within walking distance-including the well-known Palace Theater, Crossville Train Depot, Crossville Chronicle newspaper facility, along with eclectic design and craftsman architecture scattered throughout. Several boutiques, dining options and a variety of retail shops in the vicinity. This building has served as a residential property in the past and has been used as a medical office for the last several years. Parking lot, on-street parking, as well as private driveway are all included and on complementary sides of building providing 14 parking spaces and wrap around convenience. Most of building is brick, other is stucco. In addition to the front lobby, 5 private exam rooms, and 1 full bath, are also 6 other rooms on the main level, being used for labs, records, reception, offices, breakroom and fully equipped kitchen. Part of property could be renovated to create a studio apartment with its' own entry, perfect for a "house host" or groundskeeper. Upstairs, find a large open room with closets that is waiting for your creativity to take over. Deck located off of current breakroom. With the square footage being offered, there is a huge opportunity for subleasing to your own tenants in the future, or expanding your business to be something truly extravagant in the heart of downtown! Roof was replaced in 2025. Seller is willing to hand over a key and leave everything other than records for an elevated figure. Please inquire about inventory if interested in medical equipment and supplies. Buyer to verify information before making an informed offer.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Zero Lot Line,Residential

Interior

Appliances

  • Appliances included: Electric Range,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Other,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Extra Closets,High Speed Internet
  • Flooring: Wood,Tile
  • Finished area above ground: 4,197

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,197
  • Total interior livable area: 4,197 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 113C B 01500 000
  • Special condition: Standard
  • Other equipment: Air Purifier,Dehumidifier

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck
  • Has view: Yes
  • View description: City
  • Topography of land: Corner Lot,Level,Other,Rolling Slope,Zero Lot Line

Lot

  • Lot size: 0.41 Acres
  • Features: Corner Lot,Level,Other,Rolling Slope,Zero Lot Line
  • Lot size dimensions: 100 x 165

Parking

  • Total spaces: 15
  • Parking features: Alley Access,Asphalt,Driveway,Gravel,Parking Lot,Parking Pad
  • Has uncovered spaces: Yes
  • Uncovered spaces: 15

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $402$4,824
Property Taxes $934$11,208
Electricity $341$4,092
Total$4,963$59,556

Income You'd Need if You Spent...

35% on housing$170,160/yr
40% on housing$148,890/yr
45% on housing$132,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$183
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$649,900
2010-02-17Sold$290,000
2008-12-23Sold$314,150
1997-07-11Sold$145,000

For Sale by Agent

AgentKayla Hahn
BrokerageMovin & Groovin Realty Solutions, PLLC

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