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215 E Adams St, Crossville, TN, 38555

5beds
3baths
3,330sqft
$300,000
$90price/sqft
$2,402/moest. monthly cost
$96,080/yrincome needed

About This Home

Built in 1936, this 3,330 sq ft brick home on 1.1 acres in Crossville is the kind of property that doesn't come up often — and when it does, the right buyer moves fast. The footprint is genuinely flexible: live in the whole thing as a single family home, set up multi-generational living with separation between floors, or explore the potential for a multi-unit conversion. The main level offers hardwood floors, a formal dining room with chandelier, and an updated kitchen with dark cabinetry, granite countertops, tile backsplash, and stainless appliances. The upper level carries the original roofline with vaulted, angled ceilings and multiple rooms. An enclosed back porch, a wood-paneled utility space, and a converted garage add to the usable square footage. Solid brick construction. 1.1 acres. No HOA. $300,000. For the buyer who needs room to grow, room to share, or room to generate income — this one checks every box. Some photos are AI generated to help give an idea of the potential.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,330
  • Total interior livable area: 3,330 sqft

Property

Details

  • Parcel number: 001.00

Features

  • Patio & porch: Porch,Covered

Lot

  • Lot size: 1.10 Acres
  • Features: Trees
  • Lot size dimensions: 1.1 ac

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $185$2,220
Property Taxes $431$5,172
Electricity $270$3,246
Total$2,402$28,824

Income You'd Need if You Spent...

35% on housing$82,354/yr
40% on housing$72,060/yr
45% on housing$64,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$185
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$300,000
2008-04-27Listing removed$150,000
2008-04-05Listed for sale$150,000

For Sale by Agent

AgentChena Morris
BrokerageThe Real Estate Collective

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