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307 Laurel Cir, Crossville, TN, 38555

4beds
5baths
4,116sqft
$989,750
$240price/sqft
$6,876/moest. monthly cost
$275,040/yrincome needed

About This Home

Set within Laurelwood, an established upscale subdivision known for its peaceful setting and spacious homes, this classic Southern traditional blends estate-style presence with everyday comfort, offering 4 bedrooms, 3.5 baths, and 4,112 sq. ft. of beautifully updated living space on 1.37 acres.. From the stately exterior to the grand foyer, staircase, crown molding, and rich flooring, the home has an elevated feel without losing the warmth and comfort that make it easy to imagine everyday life here. The newly renovated kitchen is both stylish and functional, featuring quartz and granite surfaces, custom soft-close cabinetry, gas cooktop, dual ovens with air-fry technology, pantry, coffee bar, breakfast bar, and a large island that naturally becomes the center of the home. Spacious living and dining areas offer plenty of room to gather, while multiple bonus spaces create flexibility for work, hobbies, guests, or recreation. The oversized primary suite is a true retreat with a soaking tub, large tiled step-in shower, spacious walk-in closet, and an attached bonus room that could serve beautifully as an office, sitting room, billiard room, or private lounge. Additional updates include a new roof and new windows throughout, adding peace of mind to the home's thoughtful improvements. Outside, the property offers the kind of privacy and lifestyle buyers are looking for, with an in-ground pool featuring a new liner, patio space, and privacy fencing for easy summer entertaining or quiet evenings at home. A 3-car garage provides excellent parking and storage, while the 14x40 outbuilding, currently set up as half workshop and half chicken coop with its own deck, adds even more function and charm. Spacious, updated, private, and inviting, this Laurelwood home delivers a rare blend of comfort, quality, and everyday luxury.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal
  • Level: Formal

Features

  • Walk-In Closet(s),Pantry,Ceiling Fan(s)
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 4,116

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,116
  • Total interior livable area: 4,116 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Living Room

  • Features: Great Room
  • Level: Great Room

Other

  • Features: Florida Room
  • Level: Florida Room

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 125C C 01600 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch,Covered
  • Exterior features: Balcony
  • Topography of land: Private,Wooded,Level

Lot

  • Lot size: 1.37 Acres
  • Features: Private,Wooded,Level
  • Lot size dimensions: 287 x 296 IRR

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,004$60,048
Home Insurance $612$7,344
Property Taxes $926$11,112
Electricity $334$4,013
Total$6,876$82,512

Income You'd Need if You Spent...

35% on housing$235,748/yr
40% on housing$206,280/yr
45% on housing$183,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$181
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$989,750
2020-05-29Sold$350,000
2019-12-19Listing removed$400,000
2019-10-01Listed for sale$400,000
2003-08-28Sold$330,000

For Sale by Agent

AgentGina M. Knight
BrokerageRE/MAX Finest

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