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8429 Cherokee Trl, Crossville, TN, 38572

2beds
3baths
3,516sqft
$699,000
$199price/sqft
$4,842/moest. monthly cost
$193,680/yrincome needed

About This Home

Fabulous Lakefront Home! Beautifully maintained and cared for! Features include; huge living room with beautiful stone fireplace. Several rooms overlook the lake! Lots of windows! Large master suite with walk in closets. Bonus rooms w/closets. Split bedroom plan. Seawall built across the 114+ foot of Lakefront. Complete rental apartment or guest quarters in finished basement. All on almost a half acre shady lovely landscaped lot. 2019 Leisure Craft Pontoon Boat included with acceptable offer. Dimensions are approximate, buyer to verify. More features include All new: moldings, blinds, fans, lights, panel doors, paint throughout, electrical outlets, GFI's, granite counters, backsplash, stainless range, refrigerator, dishwasher, microwave. New: sheetrock, faucets, tile floor in sunroom and bathrooms. 1 gas fireplace and 2 electric fireplaces. Oversized garage with large workshop. Owner has added lots of beautiful stonework. Large dock and a pump from lake. Beautiful landscaping with gorgeous red roses.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Stone,Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Drapes
  • Flooring: Laminate,Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Electric,Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,516
  • Total interior livable area: 3,516 sqft

Property

Details

  • Parcel number: 149F A 03900 000

Features

  • Exterior features: Prof Landscaped,Dock
  • Has view: Yes
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 0.49 Acres
  • Features: Near Golf Course,Level,Rolling Slope
  • Lot size dimensions: 107 x 202 x 114 x 187

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Basement,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $369$4,428
Property Taxes $654$7,848
Electricity $285$3,428
Total$4,842$58,104

Income You'd Need if You Spent...

35% on housing$166,011/yr
40% on housing$145,260/yr
45% on housing$129,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38572$95
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38572$200
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$799,000
2020-03-04Sold$425,000
2020-02-14Pending sale$450,000
2020-01-31Price change$450,000
2019-10-14Price change$479,000
2019-08-21Price change$480,000
2019-07-25Price change$498,000
2019-07-13Listed for sale$525,000
2006-07-07Sold$285,000

For Sale by Agent

AgentPennie Mooney
BrokerageTriple C Realty & Auction, LLC

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