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113 Swan Rd, Crossville, TN, 38555

4beds
3baths
2,524sqft
$699,000
$277price/sqft
$4,825/moest. monthly cost
$193,000/yrincome needed

About This Home

LIVE BIG: 2.86 ACRES OF LUXURY COUNTRY LIVING, SALTWATER POOL, RV GARAGE, WORKSHOP, & BREATHTAKING MOUNTAIN VIEWS. YES, IT''S REAL! Set on 2.86 level acres with sweeping year-round mountain views, this 2,524 sq. ft. residence offers the perfect balance of sophistication and comfort. Thoughtfully updated with a 2023 HVAC, tankless water heater, new windows, and a 2020 metal roof, the home features 4 bedrooms and 3 baths, including two master suites with walk-in closets. A chef's kitchen with quartz countertops, full-height Palmer cabinetry, and premium Whirlpool appliances anchors the interior, complemented by granite bathrooms, tile floors, and a gas fireplace. The outdoor living is exceptional - heated saltwater pool with waterslide, open gazebo, gas grill, and an inground trampoline create a private resort experience. A 40'x60' RV garage workshop with 3 bay doors and includes an auto lift and various air stations with a 80 gallon compressor. As well as moveable walls to create a paint room or office. There is also a half bathroom (not in use). The RV bay door measures at 12'Hx9'10''W and the second bay door is 11'6''H. There is also a second 30'x40' garage with a bay door measuring 11'6''H. Both garage workshops have new 6'' gutters installed August 2025. With Spectrum high speed internet, this property seamlessly blends elegance, leisure, and practicality. Buyer to verify all information before making an informed offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Pantry,Eat-in Kitchen,Central Vacuum,Bonus Room
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,524
  • Total interior livable area: 2,524 sqft

Property

Details

  • Parcel number: 151 109.05

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 2.88 Acres
  • Features: Private,Level

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Attached,Detached,RV Access/Parking,Main Level,Other
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $432$5,184
Property Taxes $654$7,848
Electricity $205$2,460
Total$4,825$57,900

Income You'd Need if You Spent...

35% on housing$165,428/yr
40% on housing$144,750/yr
45% on housing$128,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$180
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-27Price change$799,000
2025-09-02Listed for sale$850,000
2014-10-24Listing removed$475,000
2014-10-22Pending sale$475,000
2013-12-12Listed for sale$475,000
1993-06-11Sold$3,000

For Sale by Agent

AgentAndy Peterson
BrokerageeXp Realty, LLC

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