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306 Carrie Dr, Crossville, TN, 38572

3beds
2baths
2,038sqft
$525,000
$258price/sqft
$3,597/moest. monthly cost
$143,880/yrincome needed

About This Home

Beautiful Home in O'Henry Subdivision - Crossville, TN Located in the desirable O' Henry Subdivision in Crossville, TN, this stunning home sits on 3 acres of land, offering both privacy and space. With 2,034 square feet of living area, this charming residence includes: 3 Bedrooms and 2 Bathrooms for comfortable living Spacious Dining Room and a cozy Breakfast Nook perfect for everyday meals A large, open Living Room with a Gas Log Fireplace, ideal for relaxing or entertaining Gorgeous Crown Molding throughout the home, adding an elegant touch Expansive Front Porch spanning the full width of the house, and a massive 36x24 ft Back Deck, perfect for outdoor gatherings or enjoying the peaceful surroundings Additional features include: Real Hardwood Floors throughout the main living areas, with Tile in the kitchen and bathrooms New Granite Countertops and a Brand New Refrigerator (2025), adding a modern touch to the kitchen Oversized 2-Car Attached Garage, plus a 20x20 Detached Garage for extra storage or workshop space New Roof (2022) on both the home and detached garage, ensuring peace of mind for years to come Gutters are only 5 years old, reducing maintenance concerns This property is a must-see for anyone looking for a well-maintained home with plenty of space and modern updates.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Pantry
  • Window features: Wood Frames
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,038
  • Total interior livable area: 2,038 sqft

Property

Details

  • Parcel number: 162 001.07

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 3.01 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Detached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $277$3,324
Property Taxes $491$5,892
Electricity $175$2,103
Total$3,597$43,164

Income You'd Need if You Spent...

35% on housing$123,325/yr
40% on housing$107,910/yr
45% on housing$95,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 38572$94
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 38572$200
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$560,000
2026-03-17Price change$585,000
2026-02-12Price change$599,900
2026-01-10Price change$619,900
2025-11-24Listed for sale$650,000
1997-09-15Sold$18,500

For Sale by Agent

AgentBarbara E Ely
BrokerageWeichert Realtors The Webb Age

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