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279 Siever Rd, Crossville, TN, 38572

2beds
2baths
1,229sqft
$259,000
$211price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

Lake Community Cabin Retreat | Proven Airbnb History | 24x32 Finished Shop Welcome to 279 Siever Rd, an inviting lake community cabin retreat offering the perfect blend of rustic charm, modern comfort, and proven rental potential. Situated on a private 0.69-acre corner lot, this 2BR/2BA home has served as both a personal residence and a successful Airbnb/short-term rental, making it ideal for full-time living, a vacation getaway, or future investment opportunities. Inside, you'll find an open-concept floor plan with warm cabin-style finishes and a welcoming living area designed for relaxation and entertaining. The well-appointed kitchen flows seamlessly into the main living space, while the main-level bedroom provides convenience and flexibility. Upstairs, the spacious guest retreat offers room for multiple sleeping arrangements and the potential for additional sleeping space. The walkout basement provides valuable flex space and opens to a private patio.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Wood Siding,Frame,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Other
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Propane,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,229
  • Total interior livable area: 1,229 sqft

Property

Details

  • Parcel number: 182M G 013.00

Features

  • Levels: Two
  • Patio & porch: Porch,Covered,Patio
  • Has view: Yes
  • View description: Other Water Frontage View Description
  • Has water view: Yes
  • Water view: Other Water Frontage View Description
  • On waterfront: Yes
  • Waterfront features: Other Water Frontage View Description

Lot

  • Lot size: 0.69 Acres
  • Features: Corner Lot,Trees
  • Lot size dimensions: -

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance $136$1,632
Property Taxes $242$2,904
Electricity $175$2,103
Total$1,862$22,344

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 38572$98
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38572$200
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$259,000
2026-05-01Listing removed$279,000
2026-02-14Price change$279,000
2025-12-01Price change$284,000
2025-10-22Listed for sale$299,900
2024-08-13Listing removed$130,000
2021-12-22Sold$130,000
2021-10-10Pending sale$130,000
2021-10-05Listed for sale$130,000

For Sale by Agent

AgentDonna Marie Baisley
BrokerageBaisley Hometown Realty, LLC

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