See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1121 Jackson St, Celina, TN, 38551

3beds
2baths
1,783sqft
$329,000
$185price/sqft
$2,156/moest. monthly cost
$86,240/yrincome needed

About This Home

Welcome home to this beautifully restored and remodeled all-brick ranch, perfectly blending timeless charm with modern updates. Offering 1,780 sq. ft., this move-in-ready home features 3 spacious bedrooms, 2 full baths, and over 800 sq. ft. of clean, dry encapsulated basement space ideal for storage or storm shelter. Recent improvements include new appliances, PEX plumbing, luxury vinyl plank flooring, updated fixtures, doors, windows, new bathrooms, HVAC (2021), and septic system serviced (2021). The oversized attached garage offers two remote doors and plenty of extra storage, while the detached workshop/garage provides additional space for hobbies or a vehicle. Situated on a private, nearly one-acre shaded lot at the end of a quiet street, the property borders Donaldson Park and the Obey River with a public boat launch just seconds away. Three Dale Hollow Lake marinas are only 15 minutes away, making this an exceptional full-time home or weekend retreat.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Celina K-8Grades PK-81.2 mi
6/10
Clay County High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Gas Range,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Crawl Space,Block,Walk-Out Access,Unfinished

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Main
  • Area: 300

Features

  • New Floor Covering,New Paint
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 1,783 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 228

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 042J E 004.00
  • Zoning: R

Features

  • Levels: One

Lot

  • Lot size: 0.85 Acres
  • Features: Wooded,Cleared,Trees,Garden
  • Lot size dimensions: 200 x 185

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Garage Door Opener,Attached,Detached,Garage,Main Level
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance $203$2,436
Property Taxes $115$1,380
Electricity $175$2,103
Total$2,156$25,872

Income You'd Need if You Spent...

35% on housing$73,920/yr
40% on housing$64,680/yr
45% on housing$57,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 38551$151
Clay County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 38551
Clay County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$329,000
2026-08-10Pending sale$329,000
2026-08-03Listed for sale$329,000

For Sale by Agent

AgentCatherine Cates
BrokerageExit Cross Roads Realty Celina

Similar Homes