See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

840 E 89th St, Chicago, IL, 60619

3beds
2baths
1,040sqft
$150,000
$144price/sqft
$1,265/moest. monthly cost
$50,600/yrincome needed

About This Home

Welcome to this well-located home in the heart of Chatham, offering space, convenience, and tons of potential. The main level features three bedrooms and a full bath, along with an eat-in kitchen complete with a new stove and refrigerator. The home does need some finishing touches-perfect for a buyer looking to add value and make it their own. The full basement expands your living space with a fourth bedroom or bonus room, a large family room, and an additional full bath, ideal for related living, entertaining, or work-from-home flexibility. Outside, enjoy a fenced yard, a two-car garage, and a large workshop-great for hobbies, storage, or projects. This vibrant neighborhood truly shines with walkable access to local favorites like Brown Sugar Bakery and Lem's BBQ, plus parks and green space right down the street at Lorraine L. Dixon Park. Excellent proximity to bus routes and the Red Line makes commuting a breeze. A fantastic opportunity for anyone seeking space, location, and the energy of a thriving South Side community. Property Being Sold As-Is!! No Seller repairs. Bring All Offers!

Getting Around

73
WalkingVery Walkable
59
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

4/10
Ashe Elementary SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 90
  • Dimensions: 10X09

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 99
  • Dimensions: 11X09

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Basement
  • Area: 81
  • Dimensions: 09X09

Family Room

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 725
  • Dimensions: 25X29

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Tile),Window Treatments (Blinds)
  • Level: Main
  • Area: 153
  • Dimensions: 17X09

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 90
  • Dimensions: 09X10

Living Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 216
  • Dimensions: 18X12

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25021050310000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 25X126

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$161$1,932
Property Taxes $216$2,592
Electricity $130$1,569
Total$1,265$15,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,371/yr
40% on housing$37,950/yr
45% on housing$33,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 60619$129
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60619$128
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Price change$199,909
2026-01-19Listed for sale$215,000
2021-03-24Listing removed--
2014-10-10Listing removed$1,400
2014-09-10Listed for rent$1,400
2013-04-05Listing removed--
2013-02-13Price change$5,000
2013-02-09Listed for sale--
1997-12-04Sold$90,000

For Sale by Agent

AgentLoria Hamilton-Field
BrokerageJason Mitchell Real Estate IL

Similar Homes