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40 Pine Cv, Parsons, TN, 38363

4beds
4baths
2,752sqft
$534,000
$194price/sqft
$3,968/moest. monthly cost
$158,720/yrincome needed

About This Home

Beautiful brick home located in Parsons, TN, offering space, privacy, and flexibility. The main level features a desirable split floor plan with 3 bedrooms and 3.5 baths, plus a stunning sunroom perfect for enjoying your morning coffee and relaxing year-round. Situated on a quiet dead-end street, the home sits on a spacious 2-acre lot that provides both privacy and convenience to town. The basement includes a private apartment with its own bedroom and full bath, making it ideal for extended family or guests. Storage is abundant with an attached two-car garage, a detached two-car garage/workshop, and an additional storage garage on the property. This home is perfectly suited for a large family or anyone needing an in-law suite, all while enjoying a peaceful setting just minutes from town.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Parsons Elementary SchoolGrades PK-41.0 mi
5/10
5/10
Riverside High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: false
  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Upper Level

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10.0 x 12.0

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10.0 x 12.0

Bedroom

  • Level: Basement
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10.0 x 9.0

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,752 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15.0 x 10.0

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 14.0 x 18.0

Master Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 12.0 x 16.0

Property

Details

  • Parcel number: 052L B 001.00
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 2 Acres
  • Features: Other
  • Lot size dimensions: 2 acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,700$32,400
Home Insurance $147$1,764
Property Taxes $898$10,776
Electricity $223$2,683
Total$3,968$47,616

Income You'd Need if You Spent...

35% on housing$136,045/yr
40% on housing$119,040/yr
45% on housing$105,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 38363$110
Decatur County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 38363
Decatur County$273

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$534,000
2026-02-14Listed for sale$549,000
2003-07-25Sold$12,000
1998-10-06Sold$5,000

For Sale by Agent

AgentLori Yarbro
BrokerageEvans Real Estate

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