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1025 Lakeside Dr, Smithville, TN, 37166

2beds
3baths
1,620sqft
$499,000
$308price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

Step inside this custom built home and experience main level living, custom wood work, and expansive windows that offer natural lighting and views of the water peaking through the trees. The kitchen showcases granite countertops, a double sink, and stylish open upper shelving. The two bedrooms are joined by a his and her bath, featuring two vanities and a walk in shower. The home office would also work well as a bunk room, and the additional main level full bath is perfect for guests. Real wood flooring, shiplap, and sliding barn doors throughout tie the home together. Step outside onto the covered back deck or the covered front patio for outdoor enjoyment. Or, head down to the finished basement space where you’ll find a second living area, half bath, more natural lighting, and a wet bar- perfect for entertaining! The garage makes for an ideal workspace, and is equipped with a lift. Additional driveway and street parking allow for plenty of visitors or extra vehicles. Center Hill Lake is just steps away, with an Army Corps of Engineers shoreline permit already in place. Enjoy lake life by walking to the water’s edge on your own private path, head just .5 miles down the road to access the community boat launch, or take the short 10 minute drive to the full service Hurricane Marina. Enjoy the peace of lake life, while still being close to amenities- a short 15 minutes to Smithville and 1.5 hours to Nashville. Furnishings throughout the home are negotiable, offering turnkey potential. Whether you’re looking for a primary residence in a quiet neighborhood, a CHL vacation home, or your next investment, Lakeside Dr is sure to live up to its name.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Dekalb Middle SchoolGrades 6-86.3 mi
6/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Ceilings
  • Flooring: Wood,Luxury Vinyl
  • Finished area below ground: 500
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Details

  • Parcel number: 035P B 01000 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Year Round Access
  • Topography of land: Sloped,Views

Lot

  • Lot size: 10,018 sqft
  • Features: Sloped,Views
  • Lot size dimensions: 150 x 50 x IRR

Parking

  • Total spaces: 2
  • Parking features: Basement,Attached,Asphalt,Driveway,Gravel,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $294$3,528
Property Taxes $141$1,692
Electricity $175$2,103
Total$3,133$37,596

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$183
DeKalb County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$499,000
1997-07-17Sold$9,000

For Sale by Agent

AgentKelsey Painter
BrokerageCenter Hill Realty

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