See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1385 Lakeside Dr, Smithville, TN, 37166

2beds
2baths
1,060sqft
$384,900
$363price/sqft
$2,456/moest. monthly cost
$98,240/yrincome needed

About This Home

Discover a fun and unique lake cabin tucked away in the sought-after Lakeview Mountain Estates on beautiful Center Hill Lake. This one-of-a-kind retreat offers the rare advantage of walk-to-water access via a Corps-permitted path, allowing you to enjoy the lake just steps from your door. Whether it’s a morning paddle, a refreshing swim, or casting a line at sunset, the water is always within easy reach. Surrounded by a peaceful, wooded setting with seasonal lake views. Inside, the open-concept layout creates a welcoming space for both relaxing and entertaining, featuring two bedrooms on the main level, a cozy loft/flex space, and full basement full of opportunity. Step outside to generous decks—ideal for sunset dinners or quiet mornings in nature. The property includes a nice, large driveway with plenty of space to park your boat, making lake days even easier. Located in a well-established neighborhood with utilities in place, the home also offers access to a private community boat ramp, and nearby marinas provide additional options for boating and water sports. With short-term rental approval, this cabin presents a strong investment opportunity. Whether you're seeking a private lakeside escape or a high-demand vacation rental, this property delivers the best of the Center Hill Lake lifestyle—tranquil, scenic, and ready for adventure. Buyer/Buyer's Agent to verify all information

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Dekalb Middle SchoolGrades 6-86.1 mi
6/10

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Other
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Property

Details

  • Parcel number: 035P B 03700 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 3

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 120 x 76 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance $226$2,712
Property Taxes $109$1,308
Electricity $175$2,103
Total$2,456$29,472

Income You'd Need if You Spent...

35% on housing$84,205/yr
40% on housing$73,680/yr
45% on housing$65,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$184
DeKalb County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$384,900
2026-04-23Price change$397,000
2026-04-02Price change$398,000
2026-03-10Price change$399,000
2026-02-13Listed for sale$398,000
2026-02-08Contingent$398,000
2025-10-02Price change$398,000
2025-07-11Listed for sale$399,000
2021-02-08Sold$239,900
2021-01-07Contingent$239,900
2020-12-23Listed for sale$239,900

For Sale by Agent

AgentJoey McDonald
BrokerageCenter Hill Realty

Similar Homes