446 Oak Dr, Smithville, TN, 37166
About This Home
Escape to Center Hill in this beautifully remodeled, fully furnished lake view retreat in Lakeview Mountain Estates. Thoughtfully updated and designed for both comfort and style, this exceptional property offers 2 bedrooms plus an additional flex room ideal for a third bedroom, bunk room, private office, or guest overflow space. At the heart of the home is a 14x29 lake-view four seasons room with fireplace, creating a warm and inviting place to relax and take in the view year-round. A new outdoor grilling deck extends the living space outdoors and offers the perfect backdrop for entertaining, dining, or unwinding after a day on the lake. The property also includes a 12x20 outbuilding, providing valuable space for storage, lake toys, workshop use, or outdoor gear. Located in sought-after Lakeview Mountain Estates, owners enjoy access to a neighborhood boat ramp and a prime location convenient to historic downtown Smithville, Center Hill Lake, and Hurricane Marina. Known for its scenic beauty and recreational appeal, Center Hill Lake offers boating, fishing, kayaking, swimming, marinas, hiking, waterfalls, and nearby state park access, making this an ideal setting for a refined weekend escape, full-time residence, or turnkey second home. Offered fully furnished and ready to enjoy, this is your opportunity for seamless access into the Center Hill Lake lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 180
- Dimensions: 15x12
Bedroom2
- Area: 224
- Dimensions: 16x14
Bedroom3
- Area: 150
- Dimensions: 15x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Open Floorplan,Redecorated,High Speed Internet
- Flooring: Wood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Recreation Room
- Fireplace: Yes
- Finished area above ground: 1,792
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,792
- Total interior livable area: 1,792 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Eat-in Kitchen
- Area: 135
- Dimensions: 9x15
Living Room
- Features: Great Room
- Level: Great Room
- Area: 270
- Dimensions: 18x15
Master Bathroom
- Features: Primary Bedroom
- Level: Primary Bedroom
Recreation Room
- Features: Main Level
- Level: Main Level
- Area: 378
- Dimensions: 27x14
Property
Details
- Parcel number: 047C A 01500 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Topography of land: Level,Sloped
Lot
- Lot size: 0.46 Acres
- Features: Level,Sloped
- Lot size dimensions: 120 x 360 IRR
Parking
- Total spaces: 1
- Parking features: Detached,Driveway,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance | $270 | $3,240 |
| Property Taxes | $130 | $1,560 |
| Electricity | $175 | $2,103 |
| Total | $2,895 | $34,740 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $469,000 |
| 2026-04-01 | Listed for sale | $489,000 |
| 2023-10-19 | Sold | $249,000 |
| 2023-10-17 | Pending sale | $249,000 |
| 2006-11-08 | Sold | $112,000 |
| 2005-02-09 | Sold | $16,000 |
| 2002-09-20 | Sold | $4,000 |
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