See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

415 Allen Ferry Rd, Smithville, TN, 37166

5beds
2baths
2,665sqft
$359,900
$135price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Beautifully updated and move-in ready 5 bedroom, 2 bath home on 1.18 unrestricted acres located on the desirable west side of Smithville. This property offers an abundance of bedroom and living space, making it ideal for larger households, guests, or flexible living arrangements. The level, surveyed 1.18-acre lot with a private driveway provides plenty of room to enjoy the outdoors and endless possibilities for gardening. A natural spring runs along the back side of the property, adding to the peaceful country setting. Inside, you’ll find luxury vinyl plank flooring throughout the main living areas and new carpet in the upstairs bedrooms. The home also features a separate utility room and a unique prep pantry/back kitchen area with two pantry closets and additional cabinetry, offering exceptional storage and organization. Recent updates include improvements throughout the home including an updated breaker panel for added peace of mind. The property also includes a 36' x 27' shop under roof, perfect for hobbies, storage, a workshop, or a home business. Enjoy the quiet of country living while still being convenient to town, schools, and shopping. The west side location provides easier access to Nashville, Rutherford County, and Wilson County, making commuting more convenient. This property offers the perfect combination of space, updates, and unrestricted land with room to make it your own.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10
Dekalb Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Area: 150
  • Dimensions: 10x15

Bedroom4

  • Area: 285
  • Dimensions: 19x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Combination
  • Level: Combination

Features

  • High Speed Internet
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,665

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,665
  • Total interior livable area: 2,665 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 252
  • Dimensions: 12x21

Living Room

  • Area: 180
  • Dimensions: 12x15

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 064 00601 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 1.18 Acres
  • Lot size dimensions: 88 x 266 IRR

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $212$2,544
Property Taxes $101$1,212
Electricity $216$2,598
Total$2,348$28,176

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$185
DeKalb County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$369,000
2025-12-12Listing removed$369,000
2025-10-24Listed for sale$369,000
2021-03-24Listing removed--
2019-05-07Listing removed$215,950
2019-02-07Listed for sale$215,950
2016-03-13Listing removed$199,950
2015-12-06Price change$199,950
2015-11-28Listed for sale$175,000

For Sale by Agent

AgentBetsy Smith
BrokerageBetter Homes and Gardens Real Estate Town & Lake

Similar Homes