640 Cill St, Smithville, TN, 37166
About This Home
Charming 1965 brick ranch-style home nestled on 2.8 private acres in the heart of Smithville, TN, just minutes from beautiful Center Hill Lake. Tucked away from the road and accessed by a circular driveway, this property offers a peaceful setting with added privacy rarely found this close to town. Featuring EIGHT bedrooms, 3 bathrooms, and over 3,800 square feet of living space, the home provides ample room for large families, multi-generational living, or endless possibilities for customization. Original features throughout the main living areas add warmth and character, while large windows fill the home with natural light. The spacious kitchen offers abundant cabinet and counter space and is ready for your personal updates. A recently installed new roof is a major bonus, helping reduce future renovation expenses and providing peace of mind for years to come. Outside, mature trees create a picturesque setting with plenty of space for outdoor entertaining, gardening, or simply enjoying the privacy of your own retreat. Conveniently located near schools, shopping, and the recreational opportunities of Center Hill Lake, this property offers the perfect combination of space, privacy, and potential. Don't miss the opportunity to make this classic Tennessee home your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Built-In Electric Oven,Cooktop
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Finished
Bedroom1
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 169
- Dimensions: 13x13
Bedroom2
- Area: 168
- Dimensions: 12x14
Bedroom3
- Area: 98
- Dimensions: 7x14
Bedroom4
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 7
Features
- High Speed Internet
- Flooring: Carpet,Wood,Tile,Vinyl
- Fireplace features: Den,Living Room
- Finished area below ground: 1,154
- Finished area above ground: 2,714
Heating & Cooling
- Heating features: Central,Natural Gas,Other
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,868
- Total interior livable area: 3,868 sqft
Kitchen
- Area: 225
- Dimensions: 15x15
Living Room
- Features: Formal
- Level: Formal
- Area: 416
- Dimensions: 13x32
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 156
- Dimensions: 12x13
Other
- Features: Bedroom 6
- Level: Bedroom 6
- Area: 170
- Dimensions: 10x17
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 064J D 02100 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 1
- Patio & porch: Porch,Covered,Patio
- Topography of land: Private,Sloped
Lot
- Lot size: 2.80 Acres
- Features: Private,Sloped
Parking
- Total spaces: 7
- Parking features: Basement,Driveway,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance | $250 | $3,000 |
| Property Taxes | $120 | $1,440 |
| Electricity | $314 | $3,771 |
| Total | $2,832 | $33,984 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $424,900 |
| 2025-07-12 | Listing removed | $424,900 |
| 2024-10-17 | Listed for sale | $424,900 |
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