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304 S College St, Smithville, TN, 37166

4beds
2baths
2,530sqft
$479,900
$190price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

Step into a piece of Smithville history with this beautifully preserved 1939 home, ideally located just one block from the heart of charming downtown Smithville. Lovingly owned and meticulously maintained by the same family for a generation, this timeless residence offers the perfect blend of historic character, gracious living, and an unbeatable location. Built in an era when craftsmanship mattered, this solidly constructed home showcases the quality, attention to detail, and enduring materials that have stood the test of time. Inside, you'll find four bedrooms, two full baths, beautiful hardwood floors, and elegant wool carpeting that complement the home's classic architecture. The expansive primary bedroom is a true retreat, offering exceptional space featuring a wall of closets that provides abundant storage. The inviting formal living room and elegant formal dining room, complete with a beautiful fireplace, provide the perfect setting for entertaining or family gatherings. A spacious den with a cozy wood-burning fireplace offers a warm, comfortable retreat for everyday living. Step outside to discover a private backyard oasis, thoughtfully landscaped for beauty and tranquility. Relax in the charming gazebo, enjoy peaceful mornings with a cup of coffee, or host friends and family in this secluded outdoor setting. A detached two-car garage provides added convenience and storage. Living here means enjoying one of Tennessee's most welcoming small towns. Stroll just a block to historic downtown Smithville, where you'll find unique boutiques, local restaurants, coffee shops, and community events. Smithville is proudly known as the home of the world-famous Fiddlers' Jamboree, a beloved annual festival celebrating bluegrass music, Appalachian heritage, and Southern hospitality. More than just a home, this is a rare opportunity to own a treasured piece of Smithville's history, a residence that has been lovingly cared for by one family.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
5/10
Dekalb Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 273
  • Dimensions: 13x21

Bedroom2

  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Area: 117
  • Dimensions: 9x13

Bedroom4

  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Den

  • Features: Bookcases
  • Level: Bookcases
  • Area: 378
  • Dimensions: 18x21

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 247
  • Dimensions: 13x19

Features

  • Air Filter,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Speed Internet
  • Flooring: Carpet,Wood,Parquet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Den,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,530

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 198
  • Dimensions: 11x18

Living Room

  • Features: Separate
  • Level: Separate
  • Area: 156
  • Dimensions: 12x13

Other

  • Features: Library
  • Level: Library
  • Area: 230
  • Dimensions: 10x23

Property

Details

  • Parcel number: 064L F 01400 000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Screened
  • Topography of land: Level,Private

Lot

  • Lot size: 0.70 Acres
  • Features: Level,Private
  • Lot size dimensions: 112M x 150M IRR, 158M x 120M

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance $282$3,384
Property Taxes $135$1,620
Electricity $205$2,466
Total$3,048$36,576

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$184
DeKalb County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$479,900
2026-07-23Listed for sale$479,900

For Sale by Agent

AgentGennie Norris Bridges
BrokerageCenter Hill Realty

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