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307 W Main St, Smithville, TN, 37166

5beds
3baths
3,602sqft
$545,000
$151price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Take advantage of this a rare opportunity to own a piece of history! This stunning home featuring 5 spacious bedrooms and 3 full baths, offers a unique blend of classic charm and modern comfort. With formal dining and living rooms, a spacious family room, and a butler’s pantry, this home is perfect for entertaining. The property has 10-foot ceilings downstairs, two gas fireplaces, and beautiful hardwood and tile flooring throughout. Massive windows flood the home with natural light, and a four-season sunroom allows you to enjoy the space year-round. The exterior is just as impressive, with a 4-car garage and a fenced backyard for added privacy and outdoor enjoyment. Located just two blocks from the square and the newly revitalized downtown business district, you’ll enjoy the convenience of walking to restaurants, shopping, and banking. With 3,600 square feet, including a basement with a walkout door and a fully floored attic for extra storage, this home has everything!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
5/10
Dekalb Middle SchoolGrades 6-82.1 mi
6/10

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,602

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,602
  • Total interior livable area: 3,602 sqft

Property

Details

  • Parcel number: 064L K 01200 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 90 x 220 IRR

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance $321$3,852
Property Taxes $154$1,848
Electricity $292$3,511
Total$3,522$42,264

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$185
DeKalb County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$545,000
2026-01-02Price change$569,000
2026-01-01Price change$579,900
2025-10-06Price change$589,900
2025-10-06Price change$579,900
2025-08-27Price change$589,900
2024-10-17Listed for sale$599,900
2024-08-02Listing removed$625,000
2024-08-02Price change$625,000
2024-07-31Listed for sale$640,000
2024-07-16Listing removed--
2024-03-26Listed for sale$640,000
2022-10-24Listing removed--
2022-06-27Listed for sale$715,000
2010-01-25Sold$185,000
2009-06-30Listing removed$239,900
2009-06-06Listed for sale$239,900
2000-07-26Sold$189,000

For Sale by Agent

AgentJennifer Hannah, Broker
BrokerageBetter Homes and Gardens Real Estate Town & Lake

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